Financial - Manager & Tracker

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week

No ads.
No-credit-card free trial.
Full offline support.
Privacy-first.

All your finances, in one place – finally visible and under control.
• Add all your accounts in one view
• Support for banks, credit cards, wallets
• Live balance syncing (where possible)
• Smart categorization

# AUTOMATIONS
• Automatic transaction import
• Automatic detection of SmartPays through transactions
• Automatic detection of outstanding payments from Splitter through transactions
• Automatic recognition of outstanding Wishes from your personal Wishlist through transactions

# BUDGETS, SPLITTER, SMARTPAY & WISHLIST
• Budgets - set monthly or custom budgets, track spending, and get notified before you overspend
• Splitter - split expenses with friends, family, or teammates and always know who owes what
• SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps
• Wishlist – track progress toward larger purchases and save with a clear plan

# INSIGHTS & ANALYTICS
• Clear charts & graphs - see your income and expenses at a glance
• Category breakdowns - discover where your money really goes (food, travel, bills, etc.)
• Trends & forecasts - spot monthly patterns and plan ahead
• Comparisons - track spending across months or categories
• Custom reports - filter by accounts, categories, or timeframes
• Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly

# SHARED ACCOUNTS
• Group accounts - create shared virtual accounts for trips, households, or events
• Track contributions - always know who paid what and how much is left
• Real-time sync - balances update instantly across all devices
• Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets

# FINANCIAL ASSISTANT – FIN
• Smart suggestions – FIN learns from your habits to help you save and plan smarter
• Personalized insights – highlights what really matters in your financial data
• Contract & SmartPay reminders – automatically notifies you before renewals or payments
• Unusual spending alerts – detects irregular activity without sending data to external servers
• On-device processing – your financial data never leaves your device
• Ask FIN anything – get instant, context-aware answers about your finances

# EXTRAS & UTILITIES
• Currency converter – real-time exchange rates for over 150 currencies
• Receipt scanner – capture bills and receipts instantly with your camera
• Document management – attach PDFs or notes to any transaction or contract
• iCloud sync & backup – your data securely stored and always accessible
• Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen
• Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro
• Localization – available in 23 languages across 50+ countries and supports all currencies

# WHAT'S FREE?
• No ads, no tracking – privacy-first experience
• Budgets & wish lists – plan smarter without restrictions
• SmartPay setup – create recurring payments easily
• Splitter & shared accounts – manage group expenses together
• Basic insights – monthly summaries and category overviews
• iCloud sync & backup – your data, always safe
• Widgets & Apple Watch support – insights at a glance, everywhere

# WHAT'S PRO?
• Unlimited accounts – add all your banks, cards, and wallets
• Unlimited amounts of SmartPays, splinter groups, or buckets.
• Advanced analytics – detailed charts, trends, and comparisons
• Smart notifications – alerts for budgets, unusual spending, and upcoming bills
• Extended SmartPay – automate more complex recurring payments
• Contract management – track deadlines & cancellations unlimited
• Full history access – explore past transactions without limits

# TRUST & LEGAL
• Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/