Fincend: Money Manager

Fincend shows you the big picture of your money: one financial score, your net worth and how far you are from financial freedom.

No bank connection and no logging every coffee. Enter your numbers once, update them when they change, and Fincend does the math.

YOUR FINANCIAL SCORE, FROM 0 TO 100
Fincend turns your income, spending, savings, assets and debts into a single score. It is built from four parts, so you can see exactly what is pulling it up or down:
• Budget health: how your income and spending balance out
• Liquidity and safety: how many months your emergency fund would last
• Asset strength: what you own and how much of it works for you
• Debt risk: how your debts compare to what you own
Each part comes with a plain-language explanation and a next step.

KNOW YOUR NET WORTH
Everything you own minus everything you owe, on one screen. Add real estate, savings, investments, vehicles and more, then watch your net worth change over time.

PLAN YOUR WAY OUT OF DEBT
Add your mortgage, loans and credit cards. Compare the snowball and avalanche strategies, see which debt to pay off first and roughly how long it will take to be debt-free.

TRACK YOUR PATH TO FINANCIAL FREEDOM
Fincend compares your passive income with your monthly expenses and shows how much of your spending it already covers. See the capital you would need, the time left to get there and which stage you are at, from laying the foundations to financially free.

TEST A DECISION BEFORE YOU MAKE IT
The scenario simulator lets you change your income, spending, monthly investing or expected return, or pay off a debt, and instantly shows what happens to your score and your time to financial freedom.

REPORTS THAT SHOW THE TREND
Follow your score history, your net worth over time and how your assets are spread, month by month.

INCOME AND EXPENSES WITHOUT THE BUSYWORK
Add recurring income and expenses such as salary, rent, bills and loan payments once. Passive income is tracked separately. Optional payment reminders and a weekly score summary keep you on track.

SET UP IN ABOUT TWO MINUTES
Pick your goal, enter rough figures for your income, expenses, assets and debts, and get your first score. You can fine-tune everything later.

MADE FOR YOU
• Available in 11 languages
• Supports 48 currencies, from USD, EUR and GBP to KRW, INR and TRY
• Light and dark mode
• Achievements that mark your milestones
• No bank connection: Fincend only knows the numbers you enter

FINCEND PREMIUM
Fincend is free to use with ads. Premium removes all ads and is available as a monthly or yearly subscription or a one-time lifetime purchase.

Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings.

Terms of Use: https://fincend.com/eula.html
Privacy Policy: https://fincend.com/privacy-policy.html