FinGenius: EMI & Dues Tracker

FinGenius helps you understand your loans and stay on top of what you owe — with calculators, planners and reminders in one simple app. No sign-up. No bank login. Your entries stay on your device.

TRACK WHAT'S DUE
• Loan EMIs – add your running loans and see what's due next, how much is outstanding and your estimated debt-free date.
• Credit card bills – set each card's statement and due dates, track your limit usage and get a reminder before the bill is due. We never ask for card numbers.
• Other bills – rent, insurance premiums, utilities and subscriptions, with weekly, monthly, quarterly or yearly repeats and reminders.
• One dashboard – Home shows everything due soon, an at-a-glance snapshot and a due-date calendar.

PLAN SMARTER
• Prepayment Simulator – see how a lump sum or extra monthly payment can cut your interest and time.
• Debt Payoff Planner – compare the snowball and avalanche methods across all your loans.
• Credit Card Payoff Calculator – see what paying only the minimum really costs, and the payment needed to be done by a date you choose.
• Loan Affordability Checker – estimate how much you could comfortably borrow for each loan type based on your income and current EMIs.

CALCULATE ANYTHING
• EMI calculators for personal, home, car, education and business loans, with a month-by-month breakdown.
• Fixed Deposit (FD), Recurring Deposit (RD) and SIP calculators with clear charts.
• Compare up to four loan options side by side.

BUILT FOR EVERYDAY USE
• A short personal setup tailors the app to your goal: become debt-free faster, lower your EMIs, plan a new loan or grow your savings.
• Reminders are local notifications you control, set a number of days before each due date.
• Choose your currency and language. Works with different number formatting and many languages.
• Smooth, clean design, portrait-friendly and quick to use.

PRIVACY FIRST
• No account or login. We never connect to your bank or card accounts.
• The loans, cards, bills and income you enter are stored only on your device.
• You decide whether to allow notifications and tracking.

IMPORTANT
FinGenius is a calculator and reminder tool. It is not a lender, bank or financial adviser and does not offer, arrange or approve loans. Results are estimates based on the numbers you enter and are for information only, not financial advice. Check real terms with your lender. The app is free and supported by ads.