FIZ: 24/7 Financial Assistant

FIZ is the financial assistant for freelancers, self-employed professionals and small businesses in Portugal. Invoices, payments and taxes — in one app.

INVOICE IN SECONDS
• AT-certified invoicing (certificate No. 3041): invoices, invoice-receipts, simplified invoices, receipts, quotes, credit and debit notes
• Working documents (pro forma, estimate, work sheet, consignment invoice…) and transport documents (guias), with or without prices
• VAT and withholding tax on every line, item discounts, your logo and IBAN on the PDF
• A correction assistant when something went wrong: credit note, debit note, annulment or a corrected copy
• Recurring invoices, custom series, SAF-T export and automatic monthly sending
• Customers and items catalogue, import from e-Fatura and SAF-T

GET PAID
• Tap to Pay on iPhone: accept contactless cards right on your iPhone — no card machine needed
• QR code and payment links for invoices and quotes
• Payouts to your bank account and automatic invoicing after a payment
• Print receipts on Bluetooth and network thermal printers

KNOW WHAT IS YOURS
• Home dashboard: what is left after taxes, the VAT, IRS and Social Security to set aside, and who still owes you
• VAT exemption assistant: turnover against the 15.000€ Article 53 limit, with a warning before you cross it
• Tax calendar with every deadline that applies to you
• Notices, fines and divergências from Portal das Finanças in one inbox
• Social Security, IRS, VAT and Recapitulativa declarations, with reminders when the filing window opens

EXPENSES AND FINANCES
• Expenses synced from e-Fatura, with IRS and VAT deductions summarised
• Connect your bank and see accounts and transactions in one place

HELP AT ANY TIME
• AI tax bot: ask anything about your taxes and invoices, 24/7
• In-app chat with the FIZ team
• Fiscal Shield on eligible plans: protection up to 1.500€ per declaration

FOR YOUR TEAM
• Invite your accountant or staff with ready-made access levels
• Run several businesses from one account

Available in Portuguese, English, Spanish, French, Ukrainian and Russian. Light and dark theme, PIN and biometric login.

Less paperwork. More life.