Franklin: Expense Tracker

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business.

TRACK INCOME AND EXPENSES
Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place.

MULTIPLE ACCOUNTS
Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance.

BUILT FOR MORE THAN ONE CURRENCY
Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background.

CATEGORIES THAT FIT YOU
Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want.

ANALYTICS
Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it.

FILTERS THAT ACTUALLY NARROW THINGS DOWN
Pull up transactions by period, account, category, type, amount range, or the text of a note.

YOUR DATA STAYS YOURS
Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device.

THE SMALL STUFF
• Light and dark themes, plus system matching
• 12 languages and regional variants
• Set up in under a minute
• No ads

Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.