FreeGrid

Most money apps tell you how much you spent. FreeGrid shows you what it cost.

It turns your available funds and how fast you spend into one number you can see every day — Freedom Days: if you stopped earning today, how many days your money would let you live freely.
The number comes straight from what you record. The longer you track, the more accurate it gets. No goals to set up front.

Three ideas behind it:
• See the cost: big purchases are spread into your daily average, so every decision shows its real weight.
• Think long term: the longer you track, the less any single purchase swings the number. Start early, and big purchases later feel easier.
• Earn more, spend wisely: every bit of income and every expense you skip lights up new squares on your grid.

— What a new computer really costs —
After a month of tracking, you spend 30 a day and have 10,000 in available funds: FreeGrid says you have 333 Freedom Days. Now you want a 6,000 computer. Other apps show your balance dropping by 6,000. FreeGrid spreads the cost into your daily average and shows the harder truth:
Daily cost 30 → 96.7
Freedom Days 333 → 41
In your first three months, a large expense is spread over 90 days, so one purchase won't multiply your daily average. You can also run the purchase through Simulate before you buy. FreeGrid isn't telling you not to spend — it helps you spend with your eyes open.

— Bills —
Set rent, utilities and subscriptions as bills. They come out of your cash on their due date, and Freedom Days follow the calendar, so rent day no longer makes the number plunge.

— Widgets —
Put your Freedom Days on the Home Screen and Lock Screen, and see them without opening the app.

— FreeGrid Pro (one-time in-app purchase, not a subscription) —
These features need FreeGrid Pro. You can try it free for 7 days:
• Your own expense categories
• Split assets and cash into sub-accounts, and choose which count toward Freedom Days
• The Money & Time view of your assets
• Loans and installments, counted by their repayment schedule
• Export and share your Freedom Card
• Goals of your own: how many Freedom Days you want, compared directly with the days you have
• Freedom Dashboard and My goal widgets
Tracking, bills, Freedom Days, the grid, Simulate, the Freedom Days widget, and backup and restore are all free. Available in English and Chinese. Your records stay on your device; purchases and restores go through Apple.