FutureCard: Cashback Debit

Meet the FutureCard Visa® Debit Card — the high rewards debit card.

FutureCard² is the digital-first rewards debit card + money app that puts up to 5-10% real cashback in your pocket on everyday essentials.

Why FutureCard beats other debit & finance apps:
Immediate access to your digital FutureCard – a sleek Visa® will ship to your door.
Debit, not credit — spend what you have and dodge interest.
Works everywhere Visa® is accepted online and in-store.
No foreign transaction fees, no overdraft fees, no credit check, FDIC-insured.²

Unmatched Cash Back Categories
From riding public transit to paying your energy bills, earn cashback on your everyday spending.¹
5 % back on PUBLIC TRANSIT (up to $10/month) — NYC Subway, BART, MBTA and more.¹
5 % back on ENERGY BILLS (up to $5/month) — providers like Con Edison, PG&E, National Grid, and more.¹
5 % back on THRIFTING & SECOND-HAND (up to $5/month) — at Depop, Poshmark, ThredUP, The RealReal, Back Market, and more.¹
5 % back on URBAN MOBILITY (up to $5/month) — Lime bikes and scooters, Citi Bike, bike shops nationwide, Uber Green, and other EV fleets are all included.¹
1% unlimited cash back on everything else.¹

Earn More with FuturePass
Upgrade to FuturePass (only $14.99 /month or $99.99 /year)⁴ and unlock elevated perks that go beyond our free tier benefits.¹
ELEVATED SPENDING INSIGHTS - Real-time spend insights and budgeting tools that help you stay on track
TRANSIT PERKS - Weekly $5 bonuses for 10-rides taken in NY, DC & Boston Metro areas.¹
MORE WAYS TO EARN – Get 10% cash back on EV charging (up to $10/month) and 10% cash back on community solar (up to $10/month), plus 5% cash back on groceries (up to $20/month), 5% cash back on phone bills (up to $5/month), and more rotating premium categories.¹
LEVEL UP YOUR SAVINGS - Earn a boosted 3.00% APY³ on your Future savings
PRIORITY SUPPORT - Get help from our concierge team from 10am-6pm, 7 days a week

Trusted by the Press
Featured in Forbes, CNBC, The Wall Street Journal, Fast Company, Real Simple, CNET, Bankrate, TechCrunch, American Banker and more.

Download & start earning cashback rewards now.¹

Apply in minutes, receive your digital card instantly, add funds, tap to pay, and watch the cash stack up while your physical card is on its way. Join thousands who’ve switched to FutureCard, the cashback debit card & budgeting app. Download FutureCard today and keep more of your money.¹

CONNECT WITH US
To reach our team, email connect@future.green
---
¹ Terms and conditions apply. See futurecard.co/legal/rewards for details.


² Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC


³ Annual Percentage Yield (APY) of 3.00% is effective as of 11/15/2025 and only available to members subscribed to the FuturePass Premium Membership. This is a variable rate and may change after the account is opened. No minimum deposit required or balance.

⁴ FuturePass is an optional paid membership that unlocks additional benefits and rewards. Membership terms apply. See futurecard.co/legal/futurepass for details.