Grow Credit is made and published by Grow Credit. AppBrain is an independent app data site and isn't affiliated with Grow Credit. The app name, icon, screenshots and description belong to Grow Credit and are shown as published on the App Store.
AppBrain's verdict
EstablishedLoved by users- Rating on App Store
- 4.76
- 10,118 ratings
- Last updated
- October 7, 2026
Users love it: 4.8 stars from 10,118 ratings.
Rankings
App Store top chartsApp Store Rankings for Grow Credit
This app is not ranked
Competitors
Similar apps and more from Grow CreditAlternatives to Grow Credit
Releases
Updates seen on the App Store- Version
- 9.3.0
- Launched
- November 2019
No changelog data
User feedback
Ratings and reviews on the App StoreComments on Grow Credit for iOS
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Technology
Found in the app by AppBrain- Price
- Free
- App size
- 84.4 MB
- Content rating
- Everyone
Technologies used by Grow Credit
About the app and developer
About Grow Credit
Grow Credit is a finance app developed by Grow Credit.
User Ratings
Grow Credit is rated 4.76 out of 5 stars. The rating is based on 10 thousand ratings.
App Information
Grow Credit is freely available from the App Store. The app size is 84.37 MB. The latest version available is 9.3.0. The last update was on October 7, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on the App Store since November 2019.
Developer information for Grow Credit
Address:
Store listing
By Grow Credit, from the App Store
Screenshots by Grow Credit, from the the App Store listing
Description by Grow Credit Written by the developer, not by AppBrain. Click to read.
With over 700,000 downloads, Grow Credit, featured on the 2022 Forbes Fintech 50 and recognized as one of America's most innovative companies, helps consumers build credit for free using their subscriptions, with no prior credit history required.
As featured in the App Store “Hot This Week” section.
Your credit score is different on Experian, Equifax, and TransUnion. Having a strong score on all three matters as mortgage lenders, car dealers, and credit card companies often review more than one to determine a consumer's creditworthiness. Grow helps you boost your credit score quickly on all three.
Grow your credit with your subscriptions in three easy steps:
- Apply for your Grow MasterCard.
- Link your bank account.
- Add your subscriptions: Netflix, Disney+, Hulu, Spotify, HBO Max, or over 100 others.
Your subscriptions will be billed to your Grow MasterCard, and we’ll automatically debit your bank account every month and report your progress to all three credit bureaus.
A better credit score means lower interest rates on future loans, which could save you tens or even hundreds of thousands of dollars.
Applying for Grow will not result in a hard credit pull and will not affect your credit score.
We recommend using Grow alongside Rocket Money and Credit Karma.
The press raves about Grow:
Techcrunch.com: Grow "is a pretty elegant way to solve a problem that’s a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans, and a host of other services that are ways to boost economic opportunity."
Creditcards.com: Grow is "a very useful tool for climbing the ladder and eventually qualifying for a better card."
Nerdwallet.com: "The Grow Credit Mastercard is ideal for those with no credit or poor credit."
Grow offers 4 plans:
* Build Free
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- Cost: Free
* Build Secured
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- $17 security deposit required - refundable after 12 consecutive on-time payments
- Cost: $2.99 per month
* Grow
- Reports a $600 credit line to Equifax, Experian, and TransUnion
- $50 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $4.99 per month
* Accelerate
- Reports an $1,800 credit line to Equifax, Experian, and TransUnion
- $150 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $9.99 per month
Additional Features:
- Plan duration: 12 months - renewable.
- Free FICO Score
- Free credit education blogs and tutorials.
We look forward to assisting you in your credit-building journey!
Bank-Level Security:
• Your data is protected with 256-bit encryption bank-level security and is never stored on your devices.
This app is operated by Grow Credit, Inc. Questions or suggestions can be directed to behappy@growcredit.com.
As featured in the App Store “Hot This Week” section.
Your credit score is different on Experian, Equifax, and TransUnion. Having a strong score on all three matters as mortgage lenders, car dealers, and credit card companies often review more than one to determine a consumer's creditworthiness. Grow helps you boost your credit score quickly on all three.
Grow your credit with your subscriptions in three easy steps:
- Apply for your Grow MasterCard.
- Link your bank account.
- Add your subscriptions: Netflix, Disney+, Hulu, Spotify, HBO Max, or over 100 others.
Your subscriptions will be billed to your Grow MasterCard, and we’ll automatically debit your bank account every month and report your progress to all three credit bureaus.
A better credit score means lower interest rates on future loans, which could save you tens or even hundreds of thousands of dollars.
Applying for Grow will not result in a hard credit pull and will not affect your credit score.
We recommend using Grow alongside Rocket Money and Credit Karma.
The press raves about Grow:
Techcrunch.com: Grow "is a pretty elegant way to solve a problem that’s a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans, and a host of other services that are ways to boost economic opportunity."
Creditcards.com: Grow is "a very useful tool for climbing the ladder and eventually qualifying for a better card."
Nerdwallet.com: "The Grow Credit Mastercard is ideal for those with no credit or poor credit."
Grow offers 4 plans:
* Build Free
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- Cost: Free
* Build Secured
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- $17 security deposit required - refundable after 12 consecutive on-time payments
- Cost: $2.99 per month
* Grow
- Reports a $600 credit line to Equifax, Experian, and TransUnion
- $50 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $4.99 per month
* Accelerate
- Reports an $1,800 credit line to Equifax, Experian, and TransUnion
- $150 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $9.99 per month
Additional Features:
- Plan duration: 12 months - renewable.
- Free FICO Score
- Free credit education blogs and tutorials.
We look forward to assisting you in your credit-building journey!
Bank-Level Security:
• Your data is protected with 256-bit encryption bank-level security and is never stored on your devices.
This app is operated by Grow Credit, Inc. Questions or suggestions can be directed to behappy@growcredit.com.