Halfmore: Roth IRA for Child

Halfmore makes it simple for parents to open custodial Roth IRAs by turning everyday household tasks into earned income. Your child's money then grows tax-free with the power of compound interest, potentially reaching millions by retirement.

BUILD GENERATIONAL WEALTH. Just $50 a week from ages 7 to 17, at 8% growth, could exceed $1M by retirement. Proven strategies once reserved for the affluent, now available for every family.

AUTOMATED & COMPLIANT. From legal paperwork to payroll, everything is handled. Fully IRS-compliant and aligned with child labor laws.

SEAMLESS TASK TRACKING. Log tasks, set pay, and keep IRS-ready records with ease.

TAX REPORTING. W-2s and all required state wage reporting documents are automatically generated and maintained. No manual forms or expensive accountant fees.

FLEXIBLE CONTRIBUTIONS. Contribute up to $7,500 annually (2026 limit) or your child's total earned income, whichever is less.

SECURE & TRUSTED CUSTODIANS. Your child's Roth IRA is held with top institutions like Fidelity, Charles Schwab, or Vanguard. Halfmore never touches your funds - we prioritize your family's financial security.

FINANCIAL EDUCATION. Kids learn about money, work ethic, and long-term planning through real-world experience, developing valuable habits that last a lifetime.

AFFORDABLE PLANS. Save thousands vs. traditional legal and tax services.

24/7 SUPPORT. Expert help is available anytime you need it.

Halfmore turns small, consistent steps today into life-changing wealth for tomorrow.

// Currently available to U.S. citizens and permanent residents only. //