HellerIO — Budget Planner

How much do you really have left this month? HellerIO answers exactly that question: at a glance, before the month even begins.

Is there room for a weekend trip next month? Add it to your plan and see right away what's left afterwards.

HellerIO is your personal budget planner: simple, visual, and forward-looking. Instead of laboriously logging past expenses like in a household budget book, you plan your income and expenses ahead, set savings goals, and keep your whole year in view.

Plan ahead. No tracking. Just your plan.

YOUR FINANCES, YOUR PLAN
• Monthly and yearly planning at a glance
• The one number that matters: What's left over?
• Fixed costs, budget expenses, and income clearly separated
• Plan changes ahead: salary raise, new subscription, cancellation
• Add entries by photo, screenshot or voice instead of typing (Free: 5 captures, Premium: 60/month fair use)
• Share a plan template: send someone a list of items for moving house or sharing a flat, without your amounts
• Payday check: a reminder on payday of what's left after fixed costs, or what's missing
• Planning occasions like Christmas, yearly insurance or holidays, if they're missing from your plan
• Context, not judgement: your spending next to typical ranges from official statistics
• Year review from December: your financial year in five cards, one of them shareable without amounts
• Freed-up payments: when your instalments or debt repayments end, see what you have left over from then on and, if you choose, assign it to a savings goal

SET & REACH SAVINGS GOALS
• Savings goals with motivating, visual progress (Free: up to 3)
• Monthly savings amounts integrated directly into your year plan

GET OUT OF OVERDRAFT
• Track overdraft repayments separately
• Keep your payoff in view: see progress, stay motivated
• Debt Cockpit: track installment loans and overdraft/credit card debt (Free: 1 debt)

THOUGHTFUL & PRIVATE
• Works offline: no account required for core features
• By default, all data stays on your device
• Optional encrypted backup and CSV export
• Dark Mode & Light Mode · in six languages
• Choose your currency: Euro, US Dollar, Pound, Swiss Franc, Yen

WITH HELLERIO LITE (ONE-TIME PURCHASE) OR PREMIUM
• Plan up to 5 years ahead and the previous year
• Custom categories with matching icons
• Unlimited savings goals (Free: up to 3)
• Payment reminders with custom lead time
• Annual check: confirm or update ongoing entries one by one, or end them from now on
• Home screen widget
• Apple Watch: what's likely left over, on your wrist and as a complication
• Debt Cockpit: unlimited debts & debt repayment order (avalanche/snowball)

ONLY WITH HELLERIO PREMIUM
• Sync across devices: keep your plan up to date on every device
• 60 entries by photo or voice a month, fair use

Perfect for anyone who wants to actively plan their finances, without complexity. HellerIO is not a budget tracking app: no logging past expenses, but planning ahead, without any spreadsheets.

Start for free and finally stay on top. Learn more: hellerio.de

SUBSCRIPTION NOTICE
HellerIO Premium is available as a monthly or yearly subscription, or as a one-time lifetime purchase. HellerIO Lite is also available as a one-time purchase: every feature except sync across devices, the web app and the 60 entries by photo or voice a month. Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current period. Payment is charged to your App Store account; you can manage and cancel your subscription anytime in your account settings.

Terms of Use: https://hellerio.de/en/terms
Privacy Policy: https://hellerio.de/en/privacy