Heo - Expense Tracker

All Your Money. Finally, One Number.

Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets.

Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes.

WHY YOU’LL LOVE HEO

LOG EXPENSES IN ONE TAP

Add an expense with a single tap.

Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them.

EVERY CURRENCY, ONE TOTAL

Track cash, bank accounts, cards, and e-wallets in any currency.

Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math.

SUBSCRIPTIONS MADE SIMPLE

Adding recurring bills takes seconds.

Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan.

HANDS-FREE EXPENSE LOGGING (PRO)

Capture expenses your way:

* Type naturally, like “coffee 65k”
* Speak it out loud
* Scan a receipt

Heo automatically extracts the amount, merchant, and category for you.

BUDGETS THAT WARN YOU EARLY

Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after.

INSIGHTS YOU’LL ACTUALLY READ

Simple charts help you understand:

* Where your money goes
* How much you earn
* How your spending changes over time

HOME SCREEN WIDGETS

Log expenses directly from your home screen and keep your balances just a glance away.

PRIVATE BY DEFAULT

Your financial data stays yours.

* Face ID and PIN protection
* Start without creating an account
* Connect an account later for backup and sync

SPEAKS YOUR LANGUAGE

Available in:

English
Tiếng Việt
简体中文
日本語
한국어
ไทย
Bahasa Indonesia

Money Is Stressful Enough.

Heo makes expense tracking quick, clear, and genuinely pleasant to use.

Spend less time tracking money. Spend more time enjoying it.