iKnowKeep: AI Auto Accounting

iKnowKeep — Automating Accounting, Empowering Analysis

[2.0.0 New: AI Voice Bookkeeping Assistant]
* Long-press the home logo to summon the AI assistant — log expenses by voice, no manual input.
* Smart recognition auto-categorizes entries; supports multi-dimensional bill analysis and voice playback.

【Fully Automated Accounting】
Email Bill Parsing: Recognizes bank statements and e-commerce billing emails, automatically extracting date, amount, merchant, and transaction type, syncing to accounts.
SMS Expense Capture: Detects bank deductions and quick-pay SMS, extracting time, amount, and counterparties, automatically categorizing transactions.
Automated Workflow: Auto-completes logging, categorization, and account linkage when bills or SMS arrive, saving time and preventing errors.

【AI-Powered Smart Categorization】
Multi-Dimensional Classification: Adds merchant, payer, beneficiary, and project tags beyond basic categories (e.g., Taxi → Platform → Self → Commute).
Adaptive Learning: Learns from history to refine preferences, getting smarter with use.

【Multi-Dimensional Insights】
Visual Reports: Pie charts for assets/liabilities, donut charts for income/expense distribution.
Trend Tracking: Monthly/yearly bar charts reveal asset changes and expense fluctuations.
Granular Filters: Drill down by category, merchant, or payment channel.

【Expenditure Budget Management】
Budget Setting: Flexible budgets by categories, subcategories, account books, controlling expenditures with real-time tracking and overspending reminders.
Budget Monitoring: Real-time display of budget, used amount, remaining balance, and execution rate. Automatic warnings when approaching or exceeding budget.
Budget Analysis: Comparison charts (budget vs. actual) and historical analysis to discover patterns and optimize settings.
Budget Adjustment: Create, edit, delete budgets, dynamically adjusted as needed.

【Categorized Bill Management】
Four Bill Types: Email Bills (traceable originals), SMS Bills (transaction alerts), Recurring Bills (auto-generated by day/week/month), Templates (one-click reuse).
Recurring Setup: Supports workday, calendar day, or custom cycles, auto-generating records.
Templates: Customize amount, category, channel, and notes for frequent scenarios.

【Ledger & Account Center】
Multi-Ledger Management: Create personal, family, or project ledgers with isolated records. Full support for create, edit, delete.
Account Balances: Consolidates bank cards, wallets, and cash, showing total assets, net worth, and liabilities.

Through Automated Recording → Smart Categorization → Multi-Dimensional Insights → Budget Management → Scenario-Based Management → Full Financial Control, iKnowKeep transforms accounting from manual to automatic and precise.