Inkapify: Expense Tracker

Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant.

Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always
available even without a connection.

INKA AI:
Ask Inka anything about your finances in plain language:
• "What's my biggest expense this month?"
• "Am I on track with my grocery budget?"
• "How much did I spend on dining last quarter?"

Inka reads your real data and gives personalized answers — not generic advice.
• Free: 15 questions/month
• Pro: 200 questions/month

TRACK EVERY TRANSACTION:
• Add expenses, income, and transfers in seconds
• Split transactions across multiple categories
• Attach receipts to any transaction
• Import via CSV or PDF bank statement (AI-powered)
• Scan receipts with your camera — AI fills in the details
• Multi-currency support with live exchange rates
• Soft delete with Trash — restore anything in one tap

BUDGETS THAT WORK:
• Set budgets by category, subcategory, or group
• Monthly, quarterly, or yearly budget periods
• Rollover unused budget to next month
• Visual progress bars with today marker
• Available-to-spend shown prominently
• Instant alerts when you're close to your limit

18+ REPORTS & INSIGHTS:
• Spending by Category — pie, bar, donut, or line chart
• Income vs Expense — monthly net trend
• Net Worth — track your financial growth over time
• Monthly Summary — income, expense, savings by month
• By Tag — spending across custom tags
• By Payee — where your money goes per merchant
• Budget Performance — actuals vs targets
• Credit Card Rewards — cashback and points earned
• Subscription Tracker — all recurring charges in one view
• Year Over Year — compare your top expenses and income year over year

• Compare any report across multiple years side by side (Pro)
• Drill down from any chart to the individual transactions behind the numbers (Pro)

RECURRING RULES:
• Set up any recurring transaction (salary, rent, EMI, subscriptions)
• Daily, weekly, biweekly, monthly, quarterly, yearly
• Auto-enter transactions on their due date
• Upcoming tab shows all future entries for the next 12 months
• Confirm or skip individual upcoming entries

ACCOUNTS FOR EVERYTHING:
• Banking, Cash, Credit Card, Investment, Fixed Deposit
• Loans and Mortgages with full amortization schedule
• Property accounts with value tracking
• Automatic loan EMI breakdown — interest, principal, escrow

GOALS & DEBTS:
• Set savings goals with target amounts and dates
• Track progress with contribution history
• Log money lent or borrowed with partial payment tracking
• Automatic reminders before debt due dates

WORKS OFFLINE — BUILT FOR PRIVACY:
• No account required — no sign-up, no login, ever
• Your financial data lives only on your device — never uploaded to any server
• AI features only send content you explicitly share, and only when you trigger them
• Encrypted backup — export and restore as a secure backup file or to iCloud Drive
• App Lock with Face ID, Touch ID, and PIN fallback
• Hide all amounts with one tap
• Export your data anytime as CSV

PERSONALISE EVERYTHING:
• 10 themes free, 23 with Pro — light, dark, and coloured
• Adjustable font size
• Configurable dashboard — choose and arrange 13 tile types
• Multi-currency with 170+ currencies supported

PLANS:
Free: track transactions, accounts, and basic reports forever.
Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more.

Try free. Upgrade when you're ready.

Questions? support@inkapify.com
Privacy Policy: https://inkapify.com/privacy/
Terms of Use: https://inkapify.com/terms/