IronBalance: Net Worth Tracker

Know your real net worth today — every account, every currency, one number.

You get paid in USD, EUR, or USDT. You live in VND, PHP, or THB. Your money is scattered across bank accounts, cards, cash, crypto exchanges, and wallets — each showing only a slice. IronBalance pulls all of it into a single net worth figure in your primary currency, right now.

No bank login. No spreadsheet. No password handed to anyone. You add your accounts; the app does the currency math.

Built for freelancers and remote workers who earn in one currency and live in another — the people budgeting apps and bank apps were never designed for.

ONE NET WORTH, EVERY CURRENCY
Add accounts in any fiat currency or crypto. Live exchange rates are built in. Each account keeps what it actually holds; everything rolls up into one primary-currency total — so you always know where you stand.

ALL YOUR ACCOUNTS IN ONE PLACE
Bank accounts, cards, cash, crypto exchanges, hardware wallets — add them all and tag each with a custom emoji and color. Up to 2 accounts free.

DAILY BALANCE DIFFERENCE
The number banks don't show you: how your net worth moved overnight, across every account and currency, as one clean delta. It separates real balance changes from exchange-rate swings — so an FX move never catches you off guard.

NET WORTH OVER TIME
Watch your total grow. The net worth chart tracks your primary-currency total across any range — grouped by day, month, or year.

INCOME VS EXPENSE
See what comes in and what goes out, period by period, with clear profit and loss. Understand the pattern, not just the balance.

UNLIMITED CATEGORIES
Organize income and expenses into the categories you actually use — emoji, colors, and as many subcategories as you want. Never someone else's buckets.

SMART SUGGESTIONS
Your most-used accounts, categories, and currencies rise to the top automatically — recalculated every day — so logging a transaction is a tap, not a scroll. Nothing to set up.

CUSTOM CHARTS
Build the views you want. Filter by any mix of accounts and categories, pick the visualization, see your money from any angle. Up to 2 charts free.

SCHEDULED PAYMENTS & SUBSCRIPTIONS
Set recurring income, expenses, and transfers once — daily, weekly, monthly, or yearly — and they post themselves on time. IronBalance even spots likely subscriptions in your history and offers to track them, so every renewal sits in one list with its next charge date. Pause and resume anytime.

SAVINGS GOALS
Set a target on any account and the progress bar follows your real balance as it grows. Add a deadline and the app tells you how much to set aside each month to hit it.

TRANSFERS BETWEEN ACCOUNTS
Move money between your own accounts — even across currencies — at live or custom rates, without distorting your net worth.

FREE — NO TIME LIMIT
- Up to 2 accounts or wallets
- Up to 2 custom charts
- 1 savings goal
- Up to 3 scheduled payments
- Unlimited currencies, fiat and crypto
- Unlimited categories
- Live exchange rates
- Smart suggestions
- Net worth across all accounts
- Daily balance difference
- Income and expense tracking

PRO
- Unlimited accounts
- Unlimited custom charts
- Unlimited savings goals
- Unlimited scheduled payments
- Custom exchange rate per transaction

Missing something? Suggest it — we build what users actually ask for.

IronBalance is a personal analytics tool, not a crypto wallet or exchange. You record your balances; the app shows the full picture in one currency.

Add your accounts and see your real net worth in under three minutes. No setup wizard. No bank connection.