KaviPay

Spend Anywhere. Fund with Crypto or Naira. Pay Bills Instantly.

KaviPay makes managing your money simple and secure. Get instant access to virtual VISA, Mastercard, Verve and Afrigo cards, or order physical Verve and Afrigo cards delivered to your door.

VIRTUAL CARDS — INSTANT & GLOBAL
• Instant VISA, Mastercard, Verve, and Afrigo virtual cards
• Use for online shopping, subscriptions, and digital payments worldwide
• Add to Apple Pay for contactless payments
• Create multiple cards for different spending needs

PHYSICAL CARDS — LOCALLY ACCEPTED
• Verve and Afrigo physical cards for Nigerian merchants
• Use at ATMs, POS terminals, and online
• Delivered securely to your registered address

FLEXIBLE FUNDING
• Fund with cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL)
• Fund with Nigerian Naira via bank transfer
• Transparent exchange rates with no hidden fees

PAY BILLS EFFORTLESSLY
• Electricity for all major DISCOs
• Mobile airtime for MTN, Glo, Airtel, 9mobile
• Data bundles, DStv, GOtv, Startimes, and more

SECURITY YOU CAN TRUST
• Biometric authentication (fingerprint & Face ID)
• Two-factor authentication for all transactions
• Freeze/unfreeze cards and set spending limits
• PCI DSS compliant through licensed partners

SPENDING ANALYTICS
• Real-time transaction tracking
• Categorized spending analytics and monthly reports

KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers.

Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation.

Support: support@kavipay.io