Kaya: AI Expense & Net Worth

Kaya is an AI expense tracker that logs your spending where it happens, with no manual entry.

Most trackers make you type. Kaya doesn't. Tap with Apple Pay → logged. Snap a receipt → AI reads every line and sorts it. Forward a bank or merchant email → AI files it. Drag in a bank statement → every transaction reconciled. Then see exactly where your money goes, by category and by month.

AI DOES THE DATA ENTRY
• Receipt photos: AI reads the amount, merchant, date and line items
• Bank & merchant emails: forward them and AI extracts the expense
• Plain language: type "12.50 lunch at the hawker centre" and AI parses it
• Auto-categorisation: AI sorts every expense and learns from your corrections

CAPTURE IT HOWEVER IT HAPPENS
• Apple Pay: a one-tap Shortcut auto-logs every Apple Pay purchase
• Siri & the Action button: "Add a Kaya expense," hands-free
• Statement upload: drag in a PDF or CSV and reconcile against your accounts

BUILT FOR REAL MONEY LIVES
• Multi-currency with automatic conversion
• Households for couples and roommates, with private and shared accounts
• Net worth across all your accounts, in one place
• Bank-statement reconciliation: match your records against the bank's truth
• Export any month's expenses to CSV whenever you want

PRIVACY IS THE DEFAULT
• Sign in with Apple
• No bank credentials: Kaya never connects to your bank directly and never sees card numbers
• Anonymous, opt-out analytics: turn usage and crash reporting off anytime in Settings → Privacy
• Delete your account and all your data in a couple of taps

FREE, WITH NO CATCH
• Every feature is free, including AI capture
• No ads, no in-app purchases, no subscriptions

Privacy Policy: https://lahbacana.com/privacy
Terms of Use: https://lahbacana.com/terms