Kredy - Finance Manager

Kredy is a comprehensive personal finance app designed to give you complete visibility and control over your financial life. From credit cards to investments, real estate to vehicle expenses, everything you need lives in one place.

Works seamlessly across your iPhone, iPad, and Mac.

CREDIT CARD MANAGEMENT
Add all your credit cards and stay on top of statement dates, due dates, and balances. Discover the golden window — the ideal time to make installment purchases without paying interest. View your installment plans, simulate debt transfers, and explore restructuring options to find the most advantageous terms. Get a clear account summary at a glance.

PERSONAL FINANCE
Track your income and expenses by category. Set up automatic tracking for recurring payments — utility bills, subscriptions, and fixed expenses. Define monthly budget goals and monitor your spending against them in real time. Manage your bank accounts and access your full transaction history. The Safe-to-Spend widget shows exactly how much you can spend until the end of the month.

INVESTMENT PORTFOLIO
Bring all your investments into one view: gold (22 types), silver, foreign currencies, stocks (Turkish and US markets), and cryptocurrencies. Follow live price updates and see your portfolio's current value instantly. Analyze your asset allocation with pie charts and detailed breakdowns.

ASSET MANAGEMENT
Record your real estate — homes, commercial properties, and land — with property tax calculations and rental income tracking. For your vehicles, calculate annual motor vehicle tax, track inspection dates, and manage disability exemptions. A tax calendar ensures you never miss a payment deadline.

LOAN CALCULATOR
Planning a personal, mortgage, or auto loan? Generate amortization tables, compare different loan types side by side, and simulate late payment penalties to understand potential costs before you commit. List your current loans and manage your repayment schedule.

AI-POWERED FEATURES
Artificial intelligence analyzes your spending patterns and flags unusual transactions. Receive personalized budget recommendations tailored to your habits. Choose between Avalanche or Snowball debt payoff strategies. Enter expenses using natural language — just type "250 TL groceries at Migros" and it handles the rest. Snap a photo of any receipt and have it automatically categorized. Simulate your credit score to understand your financial health.

COMMERCIAL CARD ANALYTICS
For business spending, run VAT analysis and tax calculations. Review commercial expense charts and plan your payment calendar with precision.

FAMILY FINANCE
Create a family group and invite your household members. Real-time sync keeps everyone on the same page. Manage a shared wallet, receive family activity notifications, and view each member's financial overview — making collaborative budgeting effortless.

SECURITY AND PRIVACY
Protect your app with PIN lock, Face ID, or fingerprint authentication. Privacy mode blurs all amounts — perfect for using the app on public transport or at the office. Your data is stored locally on your device first, with optional cloud backup for peace of mind.

PERSONALIZATION
Choose between Classic mode for full detail access or Simple mode for a clean, animated experience. Pick from 8 distinct themes to match your style. Available in Turkish, English, Arabic, Russian, and Ukrainian.

Over 15 home screen widgets keep your financial data accessible right from your lock screen. Smart notifications ensure you never miss a card due date, bill payment, or loan installment.

Your entire financial life, organized and accessible. Start your journey with Kredy today.

Privacy Policy: https://gokhanatar.github.io/Kredy-Finans-Yonetimi/privacy-policy.html
Terms of Use: https://gokhanatar.github.io/Kredy-Finans-Yonetimi/terms-of-use.html