Lance - Freelance Banking

Freelancers, contractors, gig workers, side-hustlers: meet Lance, the smart bank account built for you. Lance automatically transfers your salary, pays your taxes, tracks your expenses, and sets aside savings. Just set your preferences and you’re done.

We built Lance so you never have to stress about your freelance finances again. Here’s what you’ll love about it:

Open your account right from the app, only takes 3 minutes! (We timed it.)
Generate professional payment requests for your clients
Automatically budget and allocate your income into easily configurable sub-accounts (We call them stacks.)
Link your personal account, and schedule a bi-weekly salary transfer
Have your quarterly taxes calculated and securely paid (yes, paid) to the IRS
Never miss a deduction when you use your Lance VISA business debit card

Your Lance account includes:
One smart business checking account
One sleek Lance Visa business debit card, designed in-house
Connection to Apple Pay, for when you forget your wallet at home (again...)
One of our experts as your dedicated financial success partner, whenever that comes in handy
Free ACH transfers
Free ATM withdrawals
Integration with the IRS for quarterly tax payments
A huge sense of relief. Your expenses are organized, your salary is set, and your taxes are paid. Go on, pour yourself a drink (or take a nap) to celebrate.


Your money is under lock and key. Lance is partnered with an FDIC-insured bank (Blue Ridge Bank), so that freelancers can have a secure and simple way to keep their finances organized.

Lance Pro costs $11.99/month. Our pricing is transparent, and we never hide fees.

Lance is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Lance Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.