Lava: Bitcoin Finance

Lava is the financial platform for bitcoin. Spend globally with Lava Card while earning bitcoin back, borrow dollars without selling your bitcoin, earn on USD, and buy or sell bitcoin in one app.

Lava Card

Spend wherever Visa is accepted, with no annual or foreign exchange fees. Fund your card with dollars or stablecoins and earn bitcoin back on every purchase, including up to 5% back with select merchants.

Bitcoin Line of Credit (BLOC)

Use your bitcoin as collateral and get instant access to dollars without selling. Lava’s BLOC offers fixed rates starting at 6.5%, no monthly payments, and open-ended terms. There are no credit checks or traditional loan paperwork.

Earn Yield on USD

Earn yield on your USD balance without locking up your money. Your dollars fund over-collateralized bitcoin-backed loans.

Buy and Sell BTC

Buy and sell bitcoin with zero fees. When you want dollars, off-ramp directly to your bank account.

Move Money Globally

Deposit and withdraw stablecoins, keep a unified USD balance, and off-ramp to bank accounts around the world.

Built for Security

Lava holds bitcoin collateral in segregated cold-storage addresses and never rehypothecates it. USD reserves are backed 1:1.

Lava has been audited by independent security experts and is backed by Khosla Ventures, Founders Fund, and Susquehanna.

Download Lava to get started in seconds.