Leasing Calculator: Lease Plan

Work out your lease instalment in seconds — and see exactly where it comes from.

Enter the value of the asset, add the down payment and the final buyout if your contract has them, set the term and the rate: the instalment appears as you type, together with the total cost and the interest.

• THE INSTALMENT, IN ADVANCE OR IN ARREARS
Choose whether payments fall at the start or the end of each period. A bar shows how the total cost splits between down payment, instalments and buyout.

• THE FULL SCHEDULE
Every instalment with its due date, principal, interest and outstanding balance — the down payment first, the buyout last. Export it as CSV for your spreadsheet, or as a print-ready PDF.

• THE COMPARISON
How much is a bigger down payment worth? And what does a bigger buyout really cost? The app lays out five scenarios for each lever, showing the instalment and the total cost side by side. This is where the trade-off becomes visible: a bigger buyout lowers the instalment but raises what you pay overall.

• REAL DATES
Set the date of the first instalment and the schedule follows your contract's actual due dates.

All calculations happen on your device. No account, no personal data: only anonymous, aggregated usage statistics that show which features actually get used.

The app is free and complete, supported by ads. It asks for your consent before requesting a single ad, and you can change or withdraw it at any time from the App info tab.

• AD-FREE
If the ads bother you, remove them from the App info tab:
– One year: auto-renewable yearly subscription. Payment is charged to your Apple Account at confirmation; the subscription renews at the same price unless cancelled at least 24 hours before the end of the period, in Settings › Apple ID › Subscriptions.
– Forever: a single payment, no renewal.
The features are the same either way. If you bought the paid version, now Leasing Legacy, the ads are removed for free.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy: https://bacchin.app/app/Leasing/privacy.html

The figures estimate the financial component: a real contract may include fees, insurance and taxes that this app does not calculate.