Ledgr: Expense & Tax Tracker

Ledgr is a private, on-device expense tracker and bookkeeping app for freelancers and self-employed users. No account or login is required. All data is stored locally with SwiftData; there is no backend, cloud sync, or bank connection.

v1.2 adds: on-device file import (CSV/PDF — Privacy Manifest: files are parsed locally, nothing uploaded); in-app plan switching (monthly ↔ annual); quarterly tax estimate engine; Ask Ledgr on-device Q&A (Foundation Models); receipt scanner (Vision, on-device OCR); mileage tracker (Core Location, foreground only); year-end packet export; Home/Lock Screen widgets + Control Center shortcut + Live Activity (WidgetKit); Spotlight indexing (CoreSpotlight); premium black & gold design system.

To test In-App Purchases: tap the diamond Pro badge on the dashboard to open the paywall. Plans: Monthly ($14.99) and Annual ($99.99 with a 7-day free trial). Weekly and Lifetime products still exist in the subscription group but are not shown in the v1.2 paywall UI. Use "Restore Purchases" if needed. StoreKit 2, sandbox testing — no real charges.

AI features (categorization, summaries, Ask Ledgr) use Apple Foundation Models (on-device). If Apple Intelligence is unavailable on the review device, the app falls back gracefully. Deductible flags are organizational aids, not tax advice. Not affiliated with the "Ledger" hardware wallet brand.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://heims.ca/ledgr-privacy/