Left. Budget Planner

Know what’s left before you spend it. Left. brings your income, bills, purchases and savings together in one ring, so you always know what’s really available this month.

No bank login. No sign-up. No ads. No subscription.

KEEP YOUR MONEY PRIVATE
Left. never sees what you spend, earn or owe. There’s no sign-up, so it doesn’t even know your name. Left. has no servers of its own: your data stays on your iPhone and Apple Watch and syncs through your own iCloud. Turn on Airplane Mode and it keeps working. Check App Privacy below: Data Not Collected.

YOUR WHOLE MONTH IN ONE RING
- See what you’ve spent, the bills still to pay, what you’ve saved and what’s left to spend.
- Spending pace shows where your everyday spending is heading before the month ends.
- Up next shows the bills due soon and your next paycheck. Tap the circle to mark a bill paid.

LOG A PURCHASE IN SECONDS
Logging a purchase yourself makes you notice it. Left. makes it take seconds.
- Type what you bought, or scan the receipt and Left. fills in the store, total and date.
- Suggestions from your own history fill in the usual amount.
- Add purchases from a widget, Control Center, the Action Button, Siri, your Apple Watch or the built-in calculator.

PAYCHECKS AND BILLS
- Set up your paycheck once. Left. expects it on payday, and you confirm it with a tap when it lands.
- Side gigs and one-time income count too.
- Bills show when they’re due, and copy into the next month in one tap.

ON YOUR HOME SCREEN AND WRIST
- Widgets show what’s left on your Home Screen and Lock Screen.
- The Apple Watch app shows the same ring, with complications for your watch face.
- Ask Siri “How much is left in Left” without opening the app.

PLAN AHEAD
- Trends shows spending by category, with limits right on each category.
- Savings goals show the month you’re on pace to reach them.
- Left Assist answers questions about your money in plain English. Most answers are calculated from your own figures, and everything stays on your iPhone.

LEFT. PRO, ONE TIME
Budgeting is free. Left. Pro is a one-time purchase, never a subscription.
- Debt payoff plan: see which debt to pay first, by highest rate or smallest balance, and your debt-free date. When one debt is paid off, its payment moves to the next, and you can see what a little extra each month saves.
- Net worth: your accounts and debts in one place, and your net worth over time.

Works in your local currency. Designed for VoiceOver, larger text sizes and Increase Contrast.

Requires iOS 26.1 or later. Some Left Assist questions need Apple Intelligence on a supported iPhone.