Loan payment calculator $

Want to estimate your monthly payments, compare loan offers, or find out how much you can borrow? Simulate My Loan helps you move forward with your plans while staying in control of your financing.

Whether you are planning to fund your studies, buy a car, or invest in real estate, the app gives you fast, detailed, and easy-to-understand loan simulations.

IN JUST A FEW TAPS
• calculate your borrowing capacity
• simulate your loan with insurance included
• estimate notary fees
• evaluate whether refinancing your mortgage is worth it
• view your detailed amortization schedule

You can then save your simulations in your favorites or send them by email as a PDF file.

KEY FEATURES

MORTGAGE, PERSONAL LOAN, AND BUSINESS LOAN SIMULATION
• instant calculation of monthly payments including insurance
• visual breakdown of repayment allocation
• estimate of the total cost of the loan

DETAILED AMORTIZATION SCHEDULE
• annual summary and monthly breakdown of principal, interest, insurance, and remaining balance
• chart showing how repayment allocation changes over time
• PDF export
• email sending of the report and amortization schedule

SAVE AND COMPARE FAVORITE LOANS
• save and organize your loan simulations
• clear overview to compare multiple loans easily

LOAN REFINANCING SIMULATOR
• choose the refinancing date from the repayment schedule
• estimate early repayment fees
• adjust the new loan settings: term, rate, and fees to include
• detailed comparison between keeping your current loan and refinancing it

ADVANCED SETTINGS FOR PROFESSIONALS
• nominal rate with proportional or actuarial calculation
• principal repayment with constant installments or interest-only structure
• insurance calculation methods:
• percentage of the borrowed amount
• percentage of the remaining balance
• fixed annual amount