LoanLens

See what your loans really cost — and how to crush them faster. LoanLens is a private, on-device loan tracker that turns every mortgage, auto loan, student debt, personal line, or credit card balance into a clear picture of interest paid, projected payoff date, and the months you could save with a few extra payments. No bank linkage, no account, no analytics.

WHAT YOU CAN DO:
• Loan Lens Hero — one signature widget on the home screen showing your focus loan's principal-vs-interest stacked bar, projected payoff date, lifetime interest dollars, and total loan count at a glance
• Add Any Loan — mortgage, auto, student, personal, credit card. Set balance, rate, term, payment, and start date. Edit anytime
• Full Amortization Schedule — every payment line, principal vs interest, running balance. Tap any month to see the math
• What-If Calculator — drop in an extra payment (one-time or recurring) and instantly see months saved and interest saved
• Avalanche vs Snowball — set an extra-monthly bucket once; LoanLens simulates both payoff strategies side-by-side with months-to-payoff and total-interest for each
• Total Debt Rollup — every loan, every balance, one number. Per-loan progress bars below
• CSV Export — your whole portfolio plus per-loan amortization schedules in a shareable file for accountants, partners, or spreadsheets
• Daily Reminder — gentle local notification to log this week's payments
• Currency Picker — USD, EUR, GBP, CAD, AUD, INR, JPY, PKR

WHY LOANLENS IS DIFFERENT:
The top of the loan category on the App Store is dominated by lender-branded portals — Upstart, Prosper, Sallie Mae, MOHELA, LoanCare — every one of them requires that you already have a loan with that institution. The handful of independent tools either demand a bank link through Plaid or stop at a basic EMI calculator. LoanLens sits in the middle of that gap. You type your loans in once. Nothing leaves your iPhone. The app works offline forever. And the math goes far past a simple monthly-payment number: you get a complete amortization table, a what-if scenario engine, and the avalanche-vs-snowball comparison most apps lock behind a desktop spreadsheet.

LOANLENS PRO — $2.99/month (7-day free trial):
• Full Amortization Table — every payment line for every loan, principal vs interest
• What-If Calculator — extra-payment scenarios with months-saved + interest-saved math
• Avalanche vs Snowball — side-by-side strategy simulator with extra-monthly bucket
• CSV Export — portfolio + per-loan amortization schedules
• Ad-Free — no banners, no interstitials

Free forever: unlimited loans (no caps), the Loan Lens hero with lifetime-interest estimate, add/edit/delete payments, total-debt rollup, daily reminders.

PERFECT FOR:
First-time home buyers running mortgage scenarios, anyone juggling multiple loans (auto + student + personal), refinancers comparing rate offers, debt-payoff communities running snowball or avalanche, families paying off a credit card the smart way, and privacy-minded people who refuse to hand a bank login to another aggregator.

Privacy: LoanLens stores everything on your device via SwiftData. No account. No email. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests on the free tier. See our Privacy Policy below for full disclosure.

Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription.
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Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://tabishapps.com/privacy-policy.html