LoanTrail Mortgage Tracker

LoanTrail Mortgage Tracker helps you see your home loan over time - principal paid, balance vs. schedule, and equity. You enter your own payments (no bank login). All data stays on this device.

WHAT YOU CAN DO
• Eight payoff charts - pick three for your dashboard, or browse all charts. Export any chart as a PNG.
• The Schedule vs. Actual chart shows if you're ahead of your original payoff plan.
• Many chart options: equity, value vs. debt, LTV, principal vs. interest, extra principal, and monthly breakdown.
• Log payments with just a few clicks that are automatically calculated from your last payment, including extra principal
• Want to pay off your mortgage sooner? Use Payoff Outlook; explore how making a lump sum payment today or adding extra each month will affect your payoff date. Or set a target payoff date and see the impact.
• Home Screen widget for easy at-a-glance loan status checks
• Want to view payments in Excel? Export a CSV. To move to a new phone, use app backup and restore in Settings.
• Optional Face ID / passcode lock (off by default).
• Try demo mode first to explore what Mortgage Tracker has to offer without entering your own info.

TRUST & LIMITATIONS
• Personal planning only - not from your lender, and not tax or investment advice.
• Built for U.S. fixed-rate mortgages. If P&I changes, log amounts from each statement - charts stay useful, but ARM automation is not included.
• Home values are your estimates - not a formal appraisal.

Start with demo mode, then add your mortgage to get moving.

Questions? support@loantrail.app