Luminate Home Loans

At Luminate Bank, we believe that finding a home should be as simple as flipping on a switch. We always want to stay at the cutting edge of technology, providing you with the tools that you need to get the job done. From pre-approval to close—and now through our Go Luminate App— we've got your back.
Whether you’re a homebuyer, homeowner, or real estate agent, our app is here to help streamline the process for you. Here are a few of the app’s key features:

Check if homeownership is an affordable option for you using your current income and monthly expenses.

Calculate possible savings or costs for refinancing your current mortgage.

Compare different lending scenarios and loan products to see which is the best fit for you or your client.

Scan and upload all required documents from your phone to speed up the approval process.

Access contact information for everyone on your Luminate mortgage team at any time.

Get updates on industry news that could impact your loan or interest rates.

Our technology is at your fingertips to streamline the mortgage process for you or your clients, but our mortgage experts will do the hard work for you. All of the numbers provided by our Go Luminate App are there to give you an idea of what homeownership or refinancing could mean for you. We make it our priority to guide you through the best financial decisions for your unique situation, all with your interest in mind. It’s our goal to help you feel informed and engaged throughout the entire lending process.