Lums AI

Chat with your money and let AI build your budget in 2 minutes. Save time with Lums, the intuitive money management tool designed for total financial clarity. Build your personalized budget, manage multi-currency accounts, and let our AI auto-categorize every transaction instantly. Ask: “What recurring charges do I have?” to find hidden costs and master your wealth with the ultimate budgeting app experience.

ALL YOUR ACCOUNTS IN ONE PLACE
Manage all your accounts together, whatever the currency, with real-time tracking and automatic categorization. Whether you're at home or abroad, Lums ensures your budget stays accurate across every account you own.

CORE FEATURES:
- Connect all your banks: See all your balances and transactions in one place, instantly.
- Chat with your money: A unique way to interact with your finances. Build your entire budget and categorize transactions in bulk through a simple 2-minute conversation based on your goals and patterns.
- Personalized Budgeting: Set up a budget that fits your life, then edit it whenever you want with total ease.
- Proactive Insights: Get smart updates on your spending. Like “You spent 30% more on dining this month”.
- Effortless Tracking: Categorize your expenses automatically, in bulk via our chat, or manually. You can also tag your expenses to stay perfectly organized.

Your privacy is our priority. Lums provides bank-level security with read-only, encrypted access so your data stays yours, always.
Lums uses Google Cloud Vertex AI to securely process user messages and relevant financial data in order to provide AI-powered insights. Google Cloud acts solely as a data processor and does not use this data to train its models.

Privacy Policy:
https://www.lums.ai/en-ca/privacy-policy
Terms of Use:
https://www.lums.ai/en-ca/terms-of-service