Mijn Hypotheek

Mijn Hypotheek - Your Complete Mortgage Calculator

Plan your home purchase with confidence using Mijn Hypotheek, the most comprehensive mortgage calculator designed specifically for the Dutch market. Whether you're a first-time buyer or refinancing, our app helps you understand every aspect of your mortgage with detailed calculations and clear visualizations.

Key Features:

Complete Mortgage Planning
• Calculate mortgage payments based on purchase price, down payment, and loan duration
• Support for variable and fixed interest rate periods (1-25 years)
• Advanced interest rate segmentation with multiple brackets (up to 100%, 90%, 80%, 70%, 60% of property value)
• Flexible mortgage durations from 5 to 30 years
• Detailed buyers costs breakdown including:
- Transfer tax (overdrachtsbelasting)
- Property valuation fees
- Transfer and mortgage contract costs
- Mortgage advice fees
- Estate agent fees
- Technical inspection costs
- Custom additional costs
• Monthly expenses tracking:
- Utilities
- VVE (homeowners association) fees
- Ground lease (erfpacht)
- Insurance
- Custom monthly expenses

• Monthly payment breakdown showing:
- Gross and net monthly payments
- Interest and principal components
- Tax return benefits
- Remaining loan balance
- Home ownership percentage
• Yearly payment summaries
• One-off extra payment planning per month
• Visual progress tracking with ownership percentage bars