MilMoneyGuide

A comprehensive financial calculator designed specifically for military families to model retirement scenarios and project future finances. Calculate retirement readiness, estimate cash flows, and run "what-if" scenarios for your military career and beyond.

**KEY FEATURES:**

**Military-Specific Income Calculations**
- BAH and BAS
- Military pension with SBP (Survivor Benefit Plan)
- VA disability income
- Social Security with accurate FRA calculations
- Federal employee pensions (FERS)

**Goal Tracking & Projections**
- Emergency fund targets
- Home down payment savings
- Vehicle purchases
- Major life events
- Education savings

**Advanced Financial Modeling**
- Monte Carlo simulation (1,000 scenarios)
- Cash flow projections
- Asset allocation tracking
- Customizable withdrawal strategies
- RMD (Required Minimum Distribution) calculations

**Complete Financial Picture**
- TSP (Thrift Savings Plan) with bucket tracking
- IRAs (Traditional, Roth, SEP, SIMPLE)
- 401(k), 403(b), and 457 plans
- Brokerage and taxable accounts
- Real estate and rental properties
- Insurance policies

**Liability Management**
- Mortgages with amortization schedules
- Auto loans
- Credit cards
- Personal loans and student debt

**Secure & Private**
- Firebase Authentication (Google, Apple, Email)
- Cloud sync across devices
- Your data is encrypted and private

**PERFECT FOR:**
- Active duty military modeling retirement scenarios
- Veterans calculating pension and benefit projections
- Federal employees estimating FERS retirement
- Military families running financial projections

**CALCULATE WITH PRECISION**

MilMoneyGuide handles the complexities of military pay, benefits, and retirement calculations so you can model different scenarios and estimate your financial future. Run projections, test assumptions, and see how different decisions might impact your long-term finances.

**IMPORTANT DISCLAIMER:**

This app provides financial calculations and projections for informational purposes only. It does NOT provide financial planning advice, investment recommendations, or tax guidance. All calculations are estimates based on your inputs and assumptions. For personalized financial planning, investment advice, or tax preparation, consult a qualified financial advisor, investment professional, or tax expert.

MilMoneyGuide is a calculator tool - not a financial planner.

Download MilMoneyGuide today and start modeling your financial future!