Monemai

Monemai – Personal Finance & Budget Manager

Monemai is a personal finance app that helps you track income and expenses, build budget discipline, and reach your savings goals. See where your money goes by categorising spending, set monthly budgets to stay on track, and create goals to grow your savings—all in one place.

ACCOUNT MANAGEMENT
Add cash, bank accounts, and credit cards. View each account's balance, record transfers between accounts, and see your total net worth on the home screen so you always know your financial position. Multiple currencies are supported.

INCOME & EXPENSE TRACKING
Log every income and expense with date, amount, and category. Categories (food, transport, bills, entertainment, etc.) give you a clear picture of spending. Search, filter, edit, or delete past transactions. With Pro, set up recurring transactions (rent, subscriptions, salary) so they're created automatically.

BUDGETS & SPENDING CONTROL
Set monthly budgets and see how much you spend per category with clear visuals. Get alerts when you go over budget and see how much is left until the end of the month. Pro lets you define multiple budgets for finer control.

SAVINGS GOALS
Create goals for a house, car, holiday, or emergency fund. Track progress and link accounts to goals so progress updates automatically. Pro supports unlimited goals.

DEBT & NEEDS LISTS (PRO)
Record debts (cards, loans, money owed to others) and track remaining amount and due dates. Create needs lists before shopping to cut unnecessary spending. Full access to debt tracking and needs lists is included in Pro.

ANALYTICS & REPORTS
Review income vs. expense, monthly trends, spending by category, and period comparisons. See net worth over time, budget status, and savings rate on one screen. Pro adds deeper analytics and more detailed charts.

BACKUP & SECURITY (PRO)
Your data stays on your device. With Pro you get secure backup and restore, plus the option to export backups for your own archive. CSV export lets you analyse data in Excel or similar tools.

NOTIFICATIONS & WIDGETS
Turn on reminders and summary notifications to keep budgets and goals top of mind. Home screen widgets show balance and key stats without opening the app.

WHO IS IT FOR?
Anyone who wants to budget, control spending, and hit savings goals. The simple interface makes it easy for people new to finance tracking as well.

Privacy and subscription: All your data stays on your device; account and transaction information is not shared with third parties. Pro subscription is managed through the App Store and can be cancelled at any time. Use in-app support channels for questions. No ads—try core features in the free version and unlock unlimited accounts, budgets, goals, debt tracking, backup, and more with Pro. With Monemai you can balance income and expenses, take control of your budget, and move step by step towards your goals.

Terms of Use: https://monemai.com/terms
Privacy Policy: https://monemai.com/privacy