Moneta: Money Tracker & Budget

Moneta is a clean, private money tracker built for people who want to understand where their money goes.

Track expenses, income, budgets, accounts, recurring transactions, savings goals, and more in one simple place.

No ads. No tracking. No bank login. Just fast, flexible money management.

FAST MANUAL TRACKING

Moneta is designed for people who prefer staying in control of their finances.

Quickly add expenses and income, organize transactions with custom categories, track cash or multiple accounts, and keep a clear overview of your money.

Enter transactions manually, use Voice Entry, or import transactions from bank statements when you need to.

BUDGETS, GOALS, AND PLANNING

Plan ahead with monthly budgets, savings goals, recurring transactions, cash flow forecasts, and account balances.

Explore interactive charts, spending trends, and detailed financial insights to better understand your habits and how your money changes over time.

Moneta helps you stay organized without forcing you into a complicated budgeting system.

FEATURES
• Fast expense and income tracking with custom categories, comments, and attached photos and PDFs
• Clean, customizable Home overview with expenses, income, net balance, trends, and transactions insights
• Monthly Budgets and Savings Goals with spending progress and detailed insights
• Multiple accounts with balance trends and full customization
• Calendar view with daily totals and detailed day breakdowns
• Interactive charts for expenses, income, spending distribution, and deeper insights
• Fully customizable categories and category transaction history
• Recurring transactions with cash flow forecasts
• Voice Entry for quickly adding transactions using natural language
• Import bank statements from PDF, CSV, TSV, and TXT files, with transaction review before importing
• Home Screen widgets for quick balance and spending insights
• Export customizable professional PDF transaction reports
• Import data from other finance apps
• CSV export for Excel
• PIN and Face ID protection
• Scheduled backups to Files
• Optional iCloud Sync
• Full iOS Shortcuts support
• Appearance, font, language, and currency customization
• Customizable Smart Alerts and Reminders
• Smart Suggestions for faster transaction entry
• Optional Tip Jar to support Moneta’s development

MAKE MONETA YOURS

Personalize your experience with flexible appearance settings, different font styles, and a Home overview that works the way you do.

Choose how you want to view your income, expenses, and financial trends, while keeping the information that matters most within reach.

GO FURTHER WITH MONETA PRO

Moneta gives you the tools to manage your money for free.

For an even more complete experience, Moneta Pro unlocks additional customization, advanced financial insights, and premium features.

Understand your spending in greater detail, personalize your experience, and get more out of your financial data.

One purchase. Lifetime access. No subscription.

DESIGNED FOR REAL LIFE

No complicated setup.
No forced financial philosophy.
No ads or unnecessary clutter.

Just fast manual tracking, flexible budgeting, and a clear way to understand your money.

PRIVACY

Your financial data stays under your control.

No ads. No tracking. No selling your data. No bank login required.

YOUR DATA, YOUR CONTROL

Import, export, and back up your data whenever you want. Your financial data stays on your device, with optional sync through Apple iCloud.