Money Diary: Expense Tracker

Most expense trackers start you with a blank form and expect you to remember everything. Money Diary starts with what you already know: what kind of day it is.

Set up daily templates — Workday, Weekend, Travel, or your own — and Money Diary shows you the categories you typically spend on for that kind of day. Logging becomes recognition, not recall: see "Lunch", tap +, enter the amount, done. Most entries take three taps.

LOG WITHOUT FRICTION
• Daily templates surface your usual categories automatically — assign them to dates on a calendar, or set rules like "every weekday → Workday"
• Built-in calculator keypad: type 12.5+8.9 directly in the amount field
• Note suggestions: recent notes from the same category appear as tappable chips
• Income and expenses share one fast flow

RECURRING ENTRIES, ON AUTOPILOT
• Rent, subscriptions, salary, dividends — set a recurring rule once and each entry logs itself on schedule, weekly, monthly, or yearly
• A monthly view gathers your fixed expenses, utilities, and income in one place

UNDERSTAND YOUR SPENDING
• History with a calendar heatmap — spot your heaviest spending days at a glance
• Powerful search across category, note, theme, currency, amount, and date
• Analysis for any range: income vs. expense trends, category pie chart with sub-category drill-down, top transactions
• Day type comparison: do you actually spend more on weekends? Now you'll know
• Category trends: track one category (like Electricity) over time

MULTI-CURRENCY, DONE RIGHT
• Log each transaction in its own currency — perfect for travel
• Totals convert automatically to your main currency
• Rates update when online and are cached for offline use

THEMES: A SECOND DIMENSION
Tag transactions with themes like Everyday, Travel, or a project name — independent of category. Filter any screen by theme to see what that trip or project really cost.

PRIVATE BY DESIGN
• No account, no sign-up, no analytics, no ads, no tracking
• Everything stays on your device (or in your own iCloud, if you enable sync)
• Works fully offline; the only network request fetches exchange rates

MONEY DIARY PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION
• Unlimited templates and recurring payments
• iCloud sync across your devices
• Full backup export & import (JSON), spreadsheet export (CSV)
• Restore from automatic backups
Everything else — tracking, analysis, themes, multi-currency — is free forever.

Start logging in seconds! Download Money Diary and see where your money really goes.