MoneyPlain AI

Money explained. Next step made simple.

MoneyPlain AI turns the money you record into clear explanations and practical next steps. Built for everyday life, freelance work and income that changes from month to month.

SEE THE PICTURE, NOT JUST THE NUMBERS
Record income and spending, keep track of bills, and understand what remains after your known commitments. See the calculation behind each estimate—including earmarked pots and the safety buffer you choose.

KNOW WHAT NEEDS ATTENTION
Review upcoming bills, changes in spending, possible duplicate entries, unpaid invoices and progress towards your chosen targets. Each action explains why it appeared and which records it uses.

THINK THROUGH A PURCHASE
Explore what a purchase would change over the next 7, 14 or 30 days. Compare the amount before and after known commitments, and explore a separate scenario for lower expected invoice income. You decide what to do next.

MAKE FREELANCE MONEY SIMPLER
Track client income, business expenses and invoices. Create savings goals and manual tax pots. Your tax-saving percentage is a rule you choose—not a calculation of the tax you owe.

LESS PAPERWORK, MORE CLARITY
Import transactions from CSV files and review them before saving. Scan receipts or import bill images and PDFs with on-device text recognition. Check extracted values before adding them to your records.

ASK IN PLAIN ENGLISH
Use Money Copilot for supported questions about your recorded spending, upcoming bills, tax pots, changes and purchase amounts. Explanations use on-device rules and templates. No cloud AI service receives your financial records.

YOUR INFORMATION, YOUR CONTROL
Financial records and attached receipts are encrypted on your device. Optional device authentication protects access. Choose which local reminders you receive and whether they show names and amounts. Delete local records from Privacy & security.

There is no bank connection or cloud sync. The local store is excluded from device backups; transaction CSV exports let you keep a copy of your entries. Exports do not include all app records or original receipts.

FREE AND PRO
Start with basic tracking, bills and a plain-language overview. Free manual entry and CSV import support up to 100 stored entries. MoneyPlain Pro adds explanation tools, Copilot, purchase scenarios, freelancer tools, invoices, pots, scanning, advanced forecasts and transaction exports. Some features require a subscription. Explore clearly labelled sample data to see how the app works.

Subscriptions are charged to your Apple Account and renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel in your App Store account settings. Pricing is shown before purchase.

MoneyPlain is educational and informational software. Results depend on the information you enter and may omit unknown bills or spending. It is not financial, investment or tax advice and does not execute payments.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/