MoneyTime is a budget planner, money manager, and expense tracker that turns budgeting into a simple daily habit. Set budgets that work for you, always know what's safe to spend, see where your money goes, and never miss a bill. Its modern, easy-to-use design helps people in over 30 countries build better money habits. Private by design: no signup, no bank linking, no ads, no tracking.
APP FEATURES:
• Smart Budgets — Plan your spending and always know what's Safe to Spend, with rollover. Get a heads-up before you overspend, with upcoming bills counted before they're due.
• Savings Goals — Save for what matters and know how much to set aside each month to get there on time. When you finally buy what you saved for, your budget already knows.
• Recurring Transactions — Enter your bills, subscriptions, or salary once, and MoneyTime handles the rest. Always know what's coming up and get reminders before payments are due.
• Quick Entry — Log a transaction in seconds, with a built-in calculator for the math.
• Receipt Scanning — Snap a receipt or bill and let MoneyTime do the typing for you. Your receipt is processed privately on your device using Apple Intelligence and OCR together for the best results. Keep receipts and warranties attached to their transactions.
• Pending Transactions — Plan payments before they happen without throwing off your balance, and see right away what's overdue.
• Customizable Overview — See what matters to you. Choose and arrange your cards, from budgets and goals to upcoming and pending payments, then tap any card for the full picture.
• Spending & Balance Charts — Spot overspending early with a day-by-day chart comparing your spending with your budget's pace, and see how your balances changed over any period.
• Accounts — Know where you stand with your net worth, and see each account's balance, change, income, and spending for any period. View past months like a statement and get a report for each account.
• Multi-Currency & Transfers — Keep accounts in any currency and move money between them, fees and exchange rates included. Your history stays accurate when rates move.
• Categories — Dig into any category. See each subcategory's share and trends by week, month, or year against your own averages, and open its full report.
• Tags — Tag transactions to see what a trip, project, or hobby really cost, even when it spans multiple categories and accounts.
• Detailed Reports — Understand where your money goes. Break it down by account, tag, or subcategory, and open a report for any budget or category.
• Widgets & Control Center — See your balance, budgets, and upcoming bills at a glance on your Home Screen. Keep key numbers on your Lock Screen, and log a transaction with one tap from Control Center.
• Siri, Shortcuts & Spotlight — Log an expense or check a balance or budget by asking Siri, let Shortcuts record your Apple Pay purchases, and jump to any account, category, budget, or goal from Spotlight.
• Import & Export — Switch to MoneyTime without leaving your history behind. Import your data from your bank or another app, and export any list to CSV or PDF.
• Notifications — A daily reminder, a morning heads-up on what's due, and an alert before a budget runs out.
• Search & Filters — Find any transaction in seconds, even by its amount, narrow any list to exactly what you need, and look back at any week, month, year, or dates you pick, with the totals always in view.
• iCloud Sync — Keep your data safe in your private iCloud account. A new or reinstalled device picks up right where you left off.
• Backup & Restore — Keep your whole history, attachments included, in a single file you own, bring it back anytime, or start over with a clean slate.
• App Lock — Keep your finances private with Face ID or Touch ID. Your widgets hide amounts too.
• 39 Languages — Use MoneyTime in your own language, including right-to-left languages.
Terms of Use & Privacy Policy: https://mymoneytime.app/terms
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