MoneyWellth

MoneyWellth is a FREE personal finance and budgeting app designed to help you understand your money, manage your spending, and make smarter financial decisions.

Bring your financial life together in one place with powerful tools for budgeting, spending insights, subscription tracking, credit utilization, net worth, account management, financial education, and more.

Budgeting Made Easy

Create a personalized monthly budget based on your finances and goals. Track spending by category, set limits, monitor your progress, and make adjustments along the way to stay in control of your money.

Track & Understand Your Spending

See where your money is going with automatically categorized transactions and easy-to-understand spending insights. Identify your top spending categories, uncover spending patterns, and find opportunities to cut back and save more.

Credit Utilization & Optimization

Understand how you're using your available credit across connected credit cards. Track credit utilization by card and across your accounts, identify high utilization, and get insights that can help you make more informed decisions about your credit score.

Because credit utilization is one of the most important factor in your credit score, MoneyWellth helps you understand where you stand and identify opportunities to optimize your credit usage over time.

Manage Subscriptions & Recurring Expenses

Keep track of recurring expenses and subscriptions in one place. Quickly identify services you may no longer use, understand how recurring charges affect your budget, and find opportunities to reduce unnecessary spending.

All Your Financial Accounts in One Place

Connect and track checking, savings, credit cards, loans, investments, and more. Get a clearer view of your balances, debt, spending, savings, and net worth—all from one app.

Financial Insights That Help You Take Action

MoneyWellth turns your financial information into useful insights. From spending and budgeting to credit utilization and recurring expenses, quickly see where you may have opportunities to improve your financial picture.

Personal Finance Education

Build your financial knowledge with videos, articles, calculators, and educational resources covering topics that matter to your financial life. Learn at your own pace and gain the knowledge to make more informed financial decisions.

Why MoneyWellth?
All-in-one budgeting and personal finance app
Customizable monthly budgets
Automatic transaction categorization
Spending and cash flow insights
Credit utilization tracking and optimization insights
Subscription and recurring expense tracking
Net worth and account tracking
Personal finance education and tools
Easy-to-use experience for every financial background
Secure technology designed to help protect your financial information

Your money. Your goals. Your complete financial picture—all in one place.

Download MoneyWellth and start building a clearer, more confident financial future.