Monio: Money & Budget Tracker

Take full control of your money with Monio. the simplest, most beautiful way to track expenses, income, and subscriptions, all in one place.

Whether you're budgeting for the month, tracking a subscription you forgot about, or just trying to understand where your paycheck goes, Monio gives you clear answers with a clean, modern design that's a joy to use every day.

WHY CHOOSE MONIO

• 100% Free & ad-free. No trackers, no paywalls on core features
• Offline-only. Everything stays on your device
• No login, no account
• Beautiful, minimal design with smooth animations
• Supports 150+ currencies with live exchange rates
• Available in 18 languages

KEY FEATURES

EXPENSE TRACKING
Log every expense in seconds. Organize with smart categories, add notes, and filter by date, category, or account. Never lose track of your spending again.

INCOME MANAGEMENT
Record salary, freelance work, business income, investments, gifts, and more. See exactly how much you earn each month.

SUBSCRIPTION MANAGER
Stop paying for services you forgot about. Track every recurring subscription, Netflix, Spotify, gym, cloud storage, with renewal dates, monthly and yearly cost projections, and due-soon alerts.

VISUAL INSIGHTS & STATS
Understand your finances with stunning charts:
- 6-month spending trends
- Spending by category
- Budget vs actual comparison
- Monthly and yearly totals
- Net balance (income minus expenses)

CUSTOM CATEGORIES
Create unlimited custom categories with your own colors and icons. Organize spending the way that makes sense to you.

MULTI-CURRENCY SUPPORT
Travel often? Live abroad? Monio handles 150+ currencies with live exchange rates. Log expenses in any currency and see everything converted to your default.

BEAUTIFUL THEMES
Light, Dark, or Auto (follow system). Customize the app's accent color and corner style to match your taste.

DATA EXPORT
Export your data as CSV or PDF anytime. Your money, your control.

WHO IS MONIO FOR?

• Anyone who wants to stop overspending
• People tired of subscription creep
• Travelers and digital nomads juggling multiple currencies
• Freelancers tracking multiple income streams
• Couples and families managing shared finances
• Minimalists who hate cluttered budgeting apps

100% OFFLINE & PRIVATE

Monio is offline-only by design. Everything you enter lives on your device and nowhere else. There's no login, no account. We can't see your data because we never receive it.

FREE & AD-FREE

Monio is completely free to use, with no ads, no trackers, and no paywalls on core features. Enjoy the full experience from day one.

LANGUAGES SUPPORTED

English, Arabic, Spanish, Portuguese (Brazil/Portugal), French, German, Italian, Dutch, Russian, Polish, Turkish, Chinese, Japanese, Korean, Hindi, Indonesian, Vietnamese.

GET STARTED IN 30 SECONDS

Download Monio, pick your currency, and start logging. That's it. No sign-up, no setup headaches, just a gorgeous money tracker that respects your time and privacy.

Download Monio today and finally see where your money goes.