Monohroshi: Expense Tracker

Know where your money goes, what is safe to spend, and what comes next. Monohroshi is an expense tracker and budget planner for personal, couple, and family finances.

TRACK IN SECONDS

- Record income, expenses, transfers, and refunds
- Split one purchase across categories
- Organize transactions with custom categories and tags
- Search, filter, and edit multiple transactions at once

PLAN AHEAD

- Use one monthly budget, category limits, or both
- See what is free to spend, a daily allowance, spending pace, and past cycles
- Account for upcoming recurring payments before they put a budget over its limit
- Schedule rent, subscriptions, salary, and other recurring transactions
- Get reminders, optionally create transactions automatically, and find repeated charges in your history
- Set savings goals and follow a personalized contribution plan built around your paydays
- Start your financial month on the day that matches your salary cycle

SEE YOUR WHOLE FINANCIAL PICTURE

- Track bank accounts, cash, savings, investments, property, vehicles, loans, and debts
- See balances and net worth across multiple currencies
- Follow stocks and crypto with automatically updated market prices
- Separate personal finances from shared financial spaces

UNDERSTAND WHAT COMES NEXT

- Explore spending by category, account, tag, or person
- Review your savings rate, budget performance, fixed costs, consistency, and financial health score
- See a 30-day balance projection based on recurring transactions and usual spending
- Try “What if…” scenarios to see how spending cuts could change your future balance, then turn them into budgets
- Ask the AI assistant questions about your own financial data

MOVE AND SYNC YOUR DATA

- Import data from other finance apps
- Import bank statements from CSV, PDF, and Excel files
- Export your transactions to CSV
- Sync securely across your devices
- Connect supported banks for automatic balance and transaction updates; Monobank sync is available in Ukraine

SHARE WITHOUT LOSING CONTROL

Create a financial space with a partner, family, roommates, or a team. Everyone you invite can work with the same accounts and transactions, while your other spaces stay separate.

Your data is encrypted in transit and at rest. Protect the app with a PIN and Face ID, Touch ID, or fingerprint unlock. We never sell your financial data.

Some advanced features require Monohroshi Pro. Bank sync availability varies by country.

Terms of Use: https://app.monohroshi.com/terms
Privacy Policy: https://app.monohroshi.com/privacy