Monthney - Monthly Budgeting

Built for real monthly budgeting, Monthney gives you a clearer daily spending number after factoring in your income, fixed commitments, and spending so far. Instead of only showing what you already spent, Monthney helps you understand what is already spoken for and what is genuinely safe to use.

Monthney is designed for practical, everyday money management. It keeps budgeting simple, focused, and useful, without turning your finances into clutter.

***Key features***
Daily safe-to-spend calculation
Commitments-first monthly budgeting
Expense and income tracking
Budget categories with progress tracking
Monthly cycle view and spending history
CSV import support
Backup and restore support
Custom categories and flexible budgeting setup

***Backup & Restore***
Monthney lets you export a full backup of your data and save it somewhere safe, including iCloud Drive, Google Drive, or another file location you choose. You can also restore from a backup later if you switch devices or need to recover your records.

***Privacy & Transparency***
Your budgeting data stays on your device by default. Monthney does not require account creation, and your data is only shared externally when you choose to export a backup file or import a file you selected yourself.

***Important notices***
Data is stored locally on your device by default
No account signup is required for core use
Backup export is optional and user-initiated
Restoring a backup replaces the current app data on the device
Safe-to-spend figures are budgeting guidance only, not financial advice

Monthney is made for people who want clarity, not noise. If you want a lightweight budgeting app that helps you stay grounded day by day, Monthney keeps the focus where it should be: what you can safely spend today.