My Monthly Budget

Most budgeting apps tell you what you spent. Monthly Budget tells you what happens next — your exact balance, every single day, for the year ahead.

SEE YOUR BALANCE INTO THE FUTURE
Enter your real account balance once and it becomes the anchor for everything. Monthly Budget projects your balance forward day by day from your income and expenses — and backward too. A clean line chart shows any month, quarter, or year ahead, so you can see a shortfall coming weeks before it lands. A warning banner alerts you the moment your balance is heading toward zero within the next 7 days.

ALL YOUR ACCOUNTS, ONE PICTURE
Track your salary account, savings, credit card, and more — each with its own balance chart and timeline. Move money between accounts with linked transfers that stay in sync on both sides. Set a savings goal or a minimum buffer per account and watch your progress. Drag to reorder.

RECURRING DONE RIGHT
Add one-off or recurring income and expenses with real control: weekly, monthly, quarterly, biannual, annual, or a custom interval. Skip, mute, or pause any occurrence without deleting the entry — ideal for irregular months. Override the amount for a single occurrence or from a date forward. Split one transaction into sub-entries when a purchase spans several categories.

CATEGORIES & BUDGETS
Organise spending with your own categories, each with its own icon and colour. Set a monthly limit per category per account and see at a glance whether you're on track.

INSIGHTS THAT LOOK AHEAD
Monthly Budget surfaces large or infrequent one-off expenses before they arrive, so nothing catches you off guard. The Subscription Audit lists every recurring commitment with its monthly and yearly cost, sorted by annual spend — so you can spot what's quietly draining your budget.

TEST BEFORE YOU COMMIT
Use the What-If sandbox to try a raise, a new subscription, or a big purchase and instantly see how it reshapes your balance — without touching your real data.

FIND ANYTHING FAST
Search across every entry to jump straight to the transaction you're looking for.

CREDIT CARD TRACKING
Record card expiry dates and get an alert before a card expires, with a list of the subscriptions you'll need to update.

WIDGETS & SIRI
Keep your projected balance on your Home Screen and Lock Screen. Add an expense or ask for your balance hands-free with Siri and the Shortcuts app.

IMPORT & BACKUP
Import transactions from your bank's CSV export — choose the delimiter, map the columns to any bank's format, and let Monthly Budget group similar transactions into ready-made recurring entries. Export a complete backup of everything at any time and restore it with a single tap.

CLOUD SYNC
Your data syncs automatically across all your Apple devices via iCloud, with a local fallback so the app always works offline.

PRIVATE BY DESIGN
No account required. No ads. No third-party analytics. Your financial data stays on your device and in your own private iCloud.

APP LOCK
Protect everything with a PIN plus Face ID or Touch ID, and a custom timeout that locks the app after your chosen idle period.

Available in English and Danish.

Download Monthly Budget and always know exactly where you stand — and where you're headed.