MyCards - Credit Card Tracker

MyCards - Credit Card Tracker is a comprehensive finance app that lets you manage all your credit cards from one place.

Features:

Track multiple credit cards
Log your expenses by category
Manage installment purchases — edit individual installment amounts after splitting
View your statement balances and due dates
Automatically calculate minimum payment amounts — different rates apply based on your card limit, with customizable thresholds
Automatically calculate statement interest using a tiered system — define low, mid, and high interest rates individually for each card
See the interest that will accrue on your remaining balance when making minimum payments
See carried-over balances directly in your expenses list
Record card payments from cash or other sources
Track cash inflows and outflows
Discover your spending habits with detailed analysis charts
Create personal and commercial workspaces — with custom interest rate support for each commercial card
Choose your financial model: Turkey, Global, or Custom — each tab can use a different model
Risk indicator to monitor your financial health at a glance
Smart notifications: skip reminders when you have already paid
Select your country, currency, and public holidays per tab — with holiday lists for 7 countries
Automatic business day shifting for statement dates falling on holidays or weekends
Receive payment due date reminder notifications — set your preferred notification time
Back up and restore your data — automatic backups every 10 minutes, accessible via Files app
View your full transaction history and undo changes
Export statements and summaries as PDF
Supports 10 languages: English, Turkish, German, French, Spanish, Portuguese (Brazil), Russian, Arabic, Japanese, and Simplified Chinese

Go Premium for unlimited cards, unlimited workspaces, and full management capabilities.

Your data is stored only on your device and is never sent to any server.

MyCards - Credit Card Tracker is designed to work offline for all core features. An internet connection is only required for processing Premium subscriptions via StoreKit and accessing legal links. Your financial data remains strictly on your device and is never transmitted online.

This app does not provide financial advice. All calculations are estimates for informational purposes only.

Premium Subscription:

Monthly and yearly subscription options are available.
Payment is charged to your Apple ID account upon purchase confirmation.
The subscription automatically renews unless cancelled at least 24 hours before the end of the current period.
You can manage your subscription from Settings → Apple ID → Subscriptions.

Privacy Policy: https://app.yusufsafak.com/privacy-policy
Terms of Use: https://app.yusufsafak.com/terms-of-use