MyCurrencyAI

There are plenty of currency apps, but none that calculate with YOUR personal rate. MyCurrencyAI lets you set your own fees, card spreads, and safety margins to see exactly how much lands in your pocket.

YOUR RATE, YOUR RULES
Market rates are just a reference. Set your card fees, remittance spreads, and cash exchange margins to get the real rate you'll actually experience. See the numbers your bank app won't show you.

CHANNEL COMPARISON
Cash, card, remittance — each channel has different fees. Set the spread and fixed fee for each, and instantly see which method gives you the best deal.

TARGET RECEIVE CALCULATOR
"How much USD do I need to send to receive 1,000 EUR?" Enter your target amount and get the required source amount per channel, plus a weekly savings pace.

4 FOCUS MODES
Travel, Shopping, Freelance, Investing — pick your situation and the fee assumptions and briefings adapt automatically. Whether it's a Tokyo trip or cross-border freelancing, get tailored calculations.

AI BRIEFING
On-device Apple Intelligence analyzes the current rate, your settings, and recent history to generate a personalized briefing. No AI? Local analysis delivers the same insights.

RATE WATCH
Set target rates and get notified when they're reached. Place watch lines on multiple currency pairs and catch the right timing.

NATURAL LANGUAGE & VOICE
"Convert 300 dollars to yen, travel budget mode" — speak or type a sentence and the screen reconfigures instantly.

HOME SCREEN WIDGETS
Check your personal rate and watch status without opening the app. Small, medium, and lock screen widgets supported.

MONTHLY BUDGET
Set a monthly budget and track usage with every conversion. Over-budget warnings keep spending in check.

SPENDING PLANNER
Get recommended allocations based on your current mode and amount. Split travel expenses into accommodation, food, and transport.

100% OFFLINE, 100% PRIVATE
All data stays on your device. No accounts, no tracking, no ads. Only exchange rate data is fetched from the network.

Korean and English fully supported. 160+ currencies. Dark mode. Siri Shortcuts.

Stop calculating with market rates. Calculate with YOUR rate.