myfinance — AI Money Tracker

myfinance is a privacy-first personal finance app with an AI assistant built in. Track income, expenses, debts, goals, recurring bills, and insurance — then just ask about your money in plain language.

CHAT WITH YOUR FINANCES
• "What did I spend on groceries this month?" — grounded answers from your real data, not guesses
• Log expenses conversationally: "I paid 660 yen for bike insurance monthly" files it in the right place, after your confirmation
• Every AI-proposed entry shows a confirmation card — you are always the final author

SCAN RECEIPTS
• Point the camera at a paper receipt; items, totals, tax, and payment method are extracted automatically
• Built for Japanese receipts (コンビニ・スーパー・レシート) — full-width digits, 合計/小計, faded thermal print
• Works offline with on-device recognition; cloud scanning for tougher receipts

SEE WHAT'S COMING
• 90-day cashflow forecast: card statement debits (締め日・引き落とし日, 分割払い・ボーナス払い supported), recurring bills, insurance premiums, debt minimums, goal contributions
• Budgets with monthly progress, spending breakdowns, and trends
• Insurance expiry warnings with tap-to-call your insurer
• Debt payoff planner: snowball or avalanche, month by month

PRIVATE BY DESIGN
• Your financial records live on your device, not on our servers
• No ads, no tracking SDKs, no selling data — ever
• Face ID lock built in; receipt images auto-delete after 30 days (configurable)
• Card numbers are actively rejected — the app refuses to store them
• Use it instantly with no account; add Sign in with Apple only if you want your credits to survive a device change

LANGUAGES
English, 日本語, Монгол хэл — including yen-first formatting (¥1,234) and Japanese date handling.

AI features use credits. New users get free welcome credits to try everything; credit packs are available as in-app purchases. Everything else — tracking, budgets, receipts on-device, forecasts — is free and works offline.

myfinance is informational and not financial advice. AI output can make mistakes; you confirm every entry before it is saved.

Privacy policy: https://myfinance.zon.mn/privacy
Terms: https://myfinance.zon.mn/terms