Mytalu Under 18

Mytalu Under 18 is a digital wallet built for teens in Zambia — with parental approval and safety designed in from day one.

Licensed by the Bank of Zambia, Mytalu lets young people start managing real money in their own app, while their parent or guardian stays in the loop on every outgoing payment.

— Made for teens —
- Your own balance, your own @TaluTag
- Send money to friends instantly via @TaluTag (just 0.1% fees)
- Send to any MTN, Airtel or Zamtel mobile money number
- Buy airtime and data for MTN, Airtel, Zamtel and ZedMobile
- Pay bills — Zesco, DStv, GOtv, Topstar, NHIMA, NAPSA, ZRA and more
- Scan QR codes to pay people or businesses
- Sync your contacts to find friends already on Mytalu

— Built-in safety —
- Every outgoing payment is held until your guardian approves it
- Guardians can approve, reject or let sends expire after 48 hours
- You can cancel any pending send while you're waiting
- Pay with your 4-digit PIN, log in with Face ID or fingerprint
- Auto sign-out after 5 minutes of inactivity

— Learn to save smart —
- Create savings goals with your own emoji and colour theme
- Track progress every time you put money aside
- See exactly where your money goes with monthly spend analytics
- Set a personal budget with daily-pace tracking
- Plan upcoming costs with the Spend Planner calendar
- Earn badges and complete challenges as you build good habits

— Learn how money works —
- Bite-sized lessons on saving, budgeting, scams and how banks work
- Quizzes to test what you've learned
- Live LuSE (Lusaka Securities Exchange) market data
- Real Zambian context — kwacha, local providers, local rules

— Why parents trust Mytalu —
- Bank of Zambia licensed
- Funds held in a ring-fenced holding account
- Guardian approval required for every payment leaving the wallet
- Full transaction history visible to both the teen and the guardian
- No advertising, no data sold to third parties

Mytalu Under 18 is the safest way to give your teen real money confidence — without losing control. They learn, you stay informed, everyone wins.