Nero: Smart Money

Nero: Smart Money helps you organize your personal finances and independent work in one place. Keep your personal journal separate from each business, record income and expenses, and understand your progress.

YOUR MONTH AT A GLANCE
See income, expenses and results for the current month or a selected period. Set a monthly income goal for each workspace and follow your progress throughout the month.

INCOME AND EXPENSES
Record where your money comes from, categorize expenses and attach receipt photos or PDF invoices. Find your transactions and keep the details together.

CONNECTED ACCOUNTS
Eligible plans can connect supported U.S. bank accounts through Plaid. Review imported movements before adding them to your journal, and keep internal transfers separate. Bank data updates depend on the institution; balances are not real-time.

WORK MILEAGE
Track work trips, review mileage and classify work, personal and commuting travel. Optional background location supports trip tracking when you switch apps. Review estimated federal mileage deductions with the applicable year and recorded classifications.

REPORTS TO SHARE
Share an annual PDF with your tax preparer, or create an image summary of your selected report. Review charts, income, expenses and mileage records.

PERSONAL AND BUSINESS SPACES
Start with a free personal workspace. Paid business features and additional business spaces are available according to your plan. Optional weekly AI insights require your consent and an eligible plan.

Available in English and Spanish. Designed for users in the United States.

Nero organizes records; it does not file tax returns or provide tax advice. A mileage deduction reduces taxable income and is not a refund or a calculation of your tax savings. State tax calculations are not included. Ask your tax preparer to review eligibility and records.

Privacy: https://neromoney.app/privacy
Terms: https://neromoney.app/terms