NetBudget

How much money do you really have left at the end of the month?

NETbudget calculates your remaining budget in just a few minutes and tells you exactly where to take action. Based on the universal 50/30/20 rule (Elizabeth Warren), it categorizes your expenses into essentials, lifestyle, and savings, projects your next 12 months, and provides 23 personalized recommendations. Everything runs 100% on your phone — no account, no cloud, no ads.

YOUR INCOME
• Multiple income sources supported: salary, freelance, rental income, dividends…
• Automatic gross-to-net conversion based on your status (employee, executive, public sector, self-employed) with editable tax rates
• Annual / monthly / one-time payments (bonus, 13th month salary, dividends)

YOUR LOANS
• Monthly payment automatically calculated from loan amount, rate, and duration
• Or manually enter the amount if you already know it

YOUR EXPENSES (50/30/20 RULE)
• Three clear categories: Essentials, Lifestyle, Savings
• Pre-filled lists (groceries, transport, savings accounts, investments, life insurance…) fully customizable

WORLDWIDE SUPPORT
• Full support for 8 languages: French, English, Spanish, Portuguese, German, Italian, Arabic, Japanese
• 558 cities across 59 countries with cost-of-living indexes
• 15 currencies (€,$,£,¥,CHF,BRL,INR,CFA franc…)
• Real-time currency converter with history

PERSONALIZED INSIGHTS
• 23 recommendation cards based on your real financial situation
• Trusted thresholds: 50/30/20 rule, 35% debt ratio, rent ≤ 1/3 of net income, emergency fund, investor profile
• Fully translated into all supported languages

CLEAR VISUALIZATION
• Donut chart of your monthly expenses
• 12-month projection, detailed tables, yearly totals
• Clean PDF export in your language

PRIVACY FIRST
• 100% offline (except exchange rates, updated every 6 hours)
• No data leaves your phone
• No account, no tracking, no advertising

Designed in France. Download NETbudget and take control of your finances in just 5 minutes.