NetPay: Paycheck Calculator

Know what you’ll actually take home.

NetPay is a paycheck calculator and pay-planning app that helps you estimate your take-home pay, understand where your money goes, and explore how changes to your income could affect your paycheck.

Whether you’re paid hourly or salary, working overtime, considering a raise, comparing job offers, or just wondering what your next paycheck might look like, NetPay makes the numbers easier to understand.

PAYCHECK CALCULATOR

• Estimate take-home pay for hourly and salary income
• Weekly, bi-weekly, semi-monthly, and monthly pay schedules
• Federal and supported state tax estimates
• Filing status and dependent support
• Overtime calculations
• Bonuses, commissions, tips, shift differentials, holiday pay, PTO payouts, and other earnings
• 401(k), Roth 401(k), HSA, health insurance, and other deduction options
• W-4 withholding options

SEE WHERE YOUR PAYCHECK GOES

Get a clear breakdown of:

• Gross pay
• Federal withholding
• State withholding
• Social Security and Medicare
• Deductions
• Estimated take-home pay

Easy-to-read visuals help you understand how much you’re earning, what’s being withheld, and what you actually keep.

PLAN YOUR PAY

NetPay goes beyond a basic salary calculator.

Explore questions like:

• What would my paycheck look like with overtime?
• How much more would I take home after a raise?
• How do two job offers compare after taxes?
• What salary could help me reach a take-home pay goal?
• How would changing my 401(k) affect my paycheck?
• What could my pay look like over a full year?

Use What If scenarios, annual projections, paycheck comparisons, the Raise Calculator, Job Offer Comparison, and Take-Home Goal tools to explore different possibilities.

SAVE YOUR PAY SETUP

Stop entering the same information every time.

Save Pay Profiles for your regular paycheck setup, then quickly adjust the things that change—like hours, overtime, bonuses, or other earnings.

NETPAY PRO — ONE-TIME PURCHASE

Unlock NetPay’s advanced planning tools with one purchase. No subscription.

Pro features include:

• Unlimited Pay Profiles
• Paycheck History
• Side-by-side paycheck comparisons
• What If scenarios
• Raise Calculator
• Job Offer Comparison
• Take-Home Goal
• Annual projections
• Advanced paycheck options
• PDF and CSV exports

Pay once. Keep Pro.

PRIVACY-FOCUSED

Your salary, wages, tax amounts, deductions, paycheck amounts, and other financial values are not sent to NetPay analytics. Paycheck calculations and saved financial information remain on your device.

IMPORTANT

NetPay provides estimates for informational and planning purposes only. Results are not tax, financial, accounting, or legal advice. Actual withholding and take-home pay may vary based on employer payroll practices, tax elections, benefits, local taxes, and applicable tax rules.