NetWorth+ | Money Tracker

Net worth tracker for everything you own and owe. NetWorth+ turns your accounts, cards, loans, assets and shared costs into one clear net worth figure. Without ever asking for a bank login.

THE PART NO OTHER APP DOES
Money you split with friends lands in your actual net worth. Splitting apps stop at who owes whom. Net worth apps ignore the split entirely. Here, a balance owed to you is an asset, a balance you owe is a liability, and both are counted.

ONE NET WORTH FIGURE, TRACKED DAILY
Bank accounts, cash, cards, loans, assets and money owed between friends resolve into a single number, with a daily history you can chart. Asset tracking and liabilities tracking in one place, so the figure is the whole truth, not just the good half. Past days are never rewritten.

SHARED EXPENSES WITH FRIENDS
Split costs with a partner, flatmates or friends, evenly or by any ratio, and settle up when it suits you. Shares always add back to the total, and everyone approves what they are charged.

CREDIT CARDS, LOANS AND EMIs
Cards on their real statement cycle: statement date, grace period, minimum due, and the credit left after any EMI plans. Loans on a proper amortisation schedule, each instalment split into interest, fees and principal, so a repayment cuts your debt by the right amount.

BILL TRACKER, PAYMENT REMINDERS AND RECEIPTS
Bill tracker for anything recurring, with a reminder before it is due
Recurring payments and scheduled transactions
Photograph a receipt and the total is read and filled in for you. Text recognition runs entirely on your device, and the image never leaves it.
Every transaction in one feed you can search

MULTI-CURRENCY EXPENSE TRACKING THAT STAYS HONEST
Every transaction records the rate in force on the day it happened, so last March's dinner still costs what it cost. Balances convert at today's rate; history is not rewritten. Three-decimal currencies such as the Kuwaiti dinar are handled correctly.

ALSO IN THE APP
Monthly budgets by category, and savings goals
Full backup, and read-only sharing
One tap to hide every amount

NO BANK CREDENTIALS, NO ADS
NetWorth+ never connects to your bank and never asks for a card number, PIN or password. No ads, no advertising SDKs. Delete your account and everything in it from the app.

Permissions: Camera and photos are used only for receipts you choose to scan. Notifications only for reminders and shared expense alerts you turn on.

NetWorth+ is a tracking tool, not a bank, lender or financial adviser, and does not give financial advice. Figures may be incomplete, so always check your official bank statements. For ages 18 and over.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/