Obolos: Expense Tracker

Obolos is an expense tracker for people whose money lives in more than one currency — expats, relocated professionals, freelancers with foreign clients, and frequent travelers. Pay with Apple Pay and the expense logs itself; say or type one sentence and several expenses land at once.

Most budgeting apps treat a second currency as an afterthought. Obolos treats it as the point.

WHY OBOLOS

• Accounts in any currency — all 159 of them, from dollars and euros to drams and baht. Each account keeps its own currency; totals convert to your main one at daily rates.
• One timeline — spending, income, transfers between currencies and upcoming bills in a single feed. No tab-hopping.
• Transfers that make sense — send USD, receive AMD, see both legs as one operation with the real rate you got.
• Planned payments — rent, subscriptions, salary. Mark paid in one tap, and the next occurrence appears automatically.
• Savings goals — every goal is a real account. Transfer money in, watch the progress bar move.
• Reconcile — enter what's actually in your wallet or bank app, and Obolos records the adjustment. Your balance always matches reality.
• Trips — "Tbilisi, 4 days: ₾X ≈ $Y". Expenses dated inside a trip join it automatically; the report totals the journey in the local currency and in yours.
• Apple Pay automation — pay with your phone, pick a category right from the notification, done. One-time setup via Shortcuts.
• Statistics — where the money went, by week or month, with clean charts and daily-rate accuracy.

FREE FOREVER

Unlimited operations, transfers and balance adjustments. Voice entry and receipt scanning: your phone does the reading, recognition runs on your phone by default. Home-screen widgets for your balance and what's due next. Unlimited accounts, savings goals and trips. Weekly and monthly stats. No ads, no transaction caps, no nagging.

PREMIUM

Smart mode for when the phone isn't enough: crumpled receipts, faint print, languages it has no OCR for, several expenses in one sentence. Bank statement matching. Monthly category budgets with traffic-light progress, year-scale analytics with forecast, statistics broken down by account, CSV and JSON export, custom category images. One simple subscription — monthly or yearly.

PRIVATE BY DESIGN

Your records exist so the app can show them back to you. No ads, no data sales, no bank credentials — Obolos is a manual tracker and never connects to your bank. Sign in with Apple supported; delete your account and every trace of your data anytime, right from Settings.

Obolos — an obol was the small silver coin of ancient Greece. Small coins, tracked well, become wealth.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://obolos.vercel.app/privacy