Orime

Orime is the smartest way to manage credit card rewards in India.

Most people lose thousands of points every year — to expiry, to using the wrong card, to missing offers. Orime fixes that.

WHAT ORIME DOES

• Tracks every reward point across all your credit cards in one place
• Tells you the best card to use for every purchase, in real time
• Alerts you before points expire, before benefits lapse, before fees renew
• Surfaces the highest-value redemption — flights, hotels, vouchers, statement credit
• Suggests transfer partner bonuses when they're live

BUILT FOR INDIAN BANKING

• Works with HDFC, Axis, ICICI, SBI, IndusInd, Kotak, AU and more
• Tracks SmartBuy, EDGE Rewards, iShop, Rewardz programs natively
• Calculates real fee waivers, milestone bonuses, and category caps
• GST-aware spend tracking for businesses

INTELLIGENT RECOMMENDATIONS

• "Use HDFC Infinia for 10x on dining tonight"
• "Your 12,000 Magnus points expire in 8 days — transfer to Marriott for 18,000 nights"
• "₹5K spend left this month to unlock your fee waiver"

TRAVEL & SHOPPING

• Search and compare flights, hotels, holiday packages
• Pay with points + card combo at the best value
• Browse partner store offers (Amazon, Flipkart, Myntra, Swiggy and more)
• Book lounge access, travel insurance, and concierge services

BILLS, EMI & MORE

• Pay credit card, electricity, gas, mobile, broadband bills via BBPS
• Track active EMIs and conversion offers
• Manage saved billers with autopay reminders
• Earn points on every bill payment

PRIVACY-FIRST

• Bank-grade encryption (AES-256)
• Card numbers never stored on our servers
• Face ID / Touch ID lock
• You control what we see, always

Orime is free to download. Premium features may require an active credit card linked to a participating Indian bank.

Built in India, for India.