Ormos: Cash Forecast

Ormos tells you, in plain words, whether you're going to be okay.

Open it and the first thing you see is a short read of your next few months: "You're okay. Lowest $4,108 around Oct 15." No charts to decode, no jargon. If money gets tight, Ormos shows you the dip before it happens, so you can move a bill, push a savings transfer, or trim a spend, and watch your balance recover.

Ormos is for anyone who'd rather know than worry. If you live in spreadsheets, you'll feel at home. If looking at your bank balance makes your stomach drop, Ormos keeps it calm and gentle.

HOW IT WORKS
Tell Ormos what's in your bank today, when you get paid, and the bills you know are coming. It projects your balance forward, day by day. You enter everything yourself: Ormos never connects to your bank, so there's nothing to link and no password to hand over.

WHAT'S INSIDE
• A calm summary: today's balance, your lowest point ahead, and a plain-English read of your forecast.
• See a dip coming early, then try moving or trimming things until you're back above water.
• The Sheet: a day-by-day grid, like a spreadsheet. Type over any number and everything after it updates. Clear a bill and type it on another day to move it, just for this month.
• Budget: your usual month in one place. Paychecks (weekly, every two weeks, twice a month, or monthly), recurring bills, a monthly savings transfer, and what's left over.
• Planned one-offs: a car repair, a flight, a bonus. Add it on its date and see it in your forecast.
• Credit card tracking, with an optional monthly autopay that pays off the full balance from your bank.
• A forecast chart from one month up to a year, with your lowest point marked and a low-cash cushion you choose.
• Light and dark themes.
• Backup and restore with a code you keep wherever you like.

PRIVATE BY DESIGN
• No account, no sign-up.
• No ads, no tracking, no analytics.
• Works fully offline. Your data never leaves your phone.

Ormos won't do your banking for you. It just shows you what's coming, so you can stop guessing and get on with your day.